1, young Card Red is a dual-currency credit card of UnionPay and MasterCard launched by China Merchants Bank. The dual currency is RMB and USD. Young Card Black is a UnionPay RMB single currency credit card;
2. Young Card Red can be settled through the settlement channel of UnionPay or MasterCard; Young card black can only be settled through the settlement channel of UnionPay;
3. The red color of the young card is Puka; Young card black belongs to the gold card.