It is not necessary to provide a real estate certificate when applying for a CCB credit card. If you want to use the real estate certificate as proof of your favorable assets, then the real estate certificate must be in your own name.

I prefer to apply online on the official website of China Construction Bank Credit Card or apply through mobile banking, because it is more convenient to apply through online channels. After logging in, fill in your application information completely. After submission, you will be notified by text message if there are preliminary results, so you can bring it with you. Send a text message to the nearest CCB branch for the interview (customers who already hold a CCB credit card or CCB online banking shield can skip the interview). After the interview is completed, just wait for the good news at home. If the card is approved and the card is issued, you will be notified by text message. You can receive the credit card about 10 days after receiving the text message. When you apply online, the bank will check your payment and tax status, personal credit and personal information. After comprehensive scoring, it will confirm whether you meet the card conditions and the amount of credit it can give you.

Of course, you can also choose to go directly to a CCB branch to apply. Don’t forget to bring your ID card. You can also attach some financial certificates (but not necessary, car and property certificates, income certificates, CCB savings certificates, etc. , which will be helpful for credit card approval). After the application is submitted, the review time is also 20 working days. During this period, you can check the card review progress on the CCB Credit Card official website.