Bank of Communications credit card Capka and gold card can be swiped six times a year without annual fee. There is no limit to the amount, as long as there are enough times. It is recommended to brush more times, which is safer.

Bank of Communications Credit Card Free Annual Fee Policy:

1. The annual fee for Bank of Communications is charged after the first use, that is, one year after the account is opened. In this year, as long as you swipe 5,5000 yuan (3 student cards or 3,000 yuan, Platinum card 654.38+0.6 million points free of annual fee or 200,000 free of annual fee), you can avoid the annual fee of that year.

Second, the policy of permanently reducing the annual fee of bank credit cards:

1. Platinum cardholders who spend a total of RMB 4 million can get a permanent annual fee-free discount for the main and auxiliary cards.

2. Individual cardholders of gold cards and ordinary cards who have no bad credit records and have held various credit cards of Bank of Communications for more than 10 years (including 10 years) since the implementation of these Measures may be granted permanent annual fee exemption for the main and secondary cards in an account.