GDB users who enjoy the installment card can swipe their cards directly in shopping malls, education, tourism, home improvement, weddings and other scenes. At the same time, users can also choose the electronic card of Guangfa's exclusive installment card for payment when shopping online, such as Taobao and JD.COM. It should be noted that since Guangfa's exclusive consumption installment card is an electronic card, users need to return the funds to the credit card account bound at the time of card repayment, and cannot directly transfer the funds.