Customers of Guangfa Bank who hold personal dual-currency credit cards can easily repay their money by swiping their cards in foreign currency (US dollars) overseas. The four repayment methods of foreign currency are as follows.

(1) automatic repayment by UnionPay.

You can express and bind the UnionPay inter-bank automatic transfer service through the self-service channel of online banking/mobile banking/WeChat banking/outlet counter of Guangfa Bank, and choose to enable the foreign exchange purchase function, then the foreign currency account will automatically purchase foreign exchange for repayment one day before the repayment due date, and it will arrive at the account on the last repayment date.

log in to mobile banking-fast repayment or dial 9558. After the voice broadcast, you can open -2# and repay the debit cards of ICBC, ABC, CCB, China Merchants, Minsheng, Xingye, Shanghai Pudong Development Bank, China Everbright Bank and Ping An (including Shenzhen Development Bank).

(2) the same card automatically purchases foreign exchange for repayment.

the automatic foreign exchange purchase function of the same card is enabled, and the full amount of RMB will be successfully deposited into the credit card from the next day of the current billing date to two working days before the repayment date, and this deposit will be automatically purchased in time to give priority to the repayment of the current dollar arrears. ?

you can call 9558 to open, cancel or change the repayment type of this business.

(3) Repayment by purchasing foreign exchange by telephone.

customers can call 9558 to enter the manual service to apply for purchasing foreign exchange by phone, and repay the foreign currency arrears of other GDB cards under the customer's name without going through the opening procedures in advance. ?

(4) Guangfa Wealth Management Savings Card automatically transfers money to purchase foreign exchange for repayment.

if the customer has opened a foreign currency current settlement account with China guangfa bank, the customer can log in to our mobile banking-fast repayment or dial 9558 for authentication-1-6-1 to register and start the automatic transfer repayment service, and bind the customer's foreign currency account with China guangfa credit card, and then the foreign currency arrears of China guangfa credit card will be automatically deducted from the foreign currency account on the repayment due date of the customer every month.

Extended information:

The overseas cash withdrawal fee of Guangfa Credit Card is charged according to a certain proportion of the overseas cash withdrawal amount.

(1) RMB card: 3%, minimum RMB15.

(2) USD card: 3%, minimum USD5.

(3) HKD card: 3%, minimum HKD4.

(4) dual-currency card: 3%, with a minimum of USD3/RMB15.

when a customer withdraws cash at an overseas self-service terminal, other fees charged by the acquiring institution shall be borne by the customer.

China guangfa bank-exit tips