The installment fee is generally charged monthly, which is about 0.84% of the installment amount. The specific fee is subject to the information displayed at the time of application. If you apply for 8,000 installments in 24 months, it is estimated that the monthly fee is 67.2 yuan and the monthly repayment is 40 1.
Application time for single consumption by installment: from the date of credit card swiping to the latest billing date, for example, the billing date of the customer is 5 days and the consumption is 23 days, that is, the application can be made from 23rd to 5th of the following month.
After handling the installment business, the installment amount of each installment is that the principal of the installment is evenly distributed to the monthly bill, and if there is any surplus, it will be collected in the first installment; At the same time, the installment fee is also charged for each period, and the rates of different installment fees are also different. If you apply for early settlement of installment business, you need to pay off the outstanding installment balance and unpaid handling fee in one lump sum, which will be included in the minimum repayment amount.
The usage method is as follows:
1) After logging in to the new Pocket Banking APP, click: Credit Card-More-Installment Loan, and apply according to the prompts;
2) Log in to credit card online banking; , through the "installment financing" in the operation interface.