Current location - Trademark Inquiry Complete Network - Overdue credit card - I want to apply for Guangfa Credit Card, but my overall score is insufficient.
I want to apply for Guangfa Credit Card, but my overall score is insufficient.

First, each application must have proof of stable employment and income. For example, a label or business card can prove your work, and bank statements showing your salary can prove your income. Only when you have a stable job and income can the bank trust you to use the credit card and not be afraid that you will not be able to pay back the money. 2. Original and copy of ID card. Third, if you have a high-limit credit card from another bank and have used it for more than half a year, you can also provide a copy. The purpose of this is so that the bank can understand your consumption situation, whether you have any malicious debts, and whether you have been involved in blackmail. List. It will also help you get approved for a credit card with a higher limit.

In the final analysis, all you need is the original and copy of your ID card, factory brand, copy of social security, and a copy of a credit card from another bank (this may not be provided).

If you don’t have a bank’s payroll statement, you don’t need to provide it. If this is your first time applying for a credit card and you don’t have a credit card from another bank, the approval will be very slow and the limit will be relatively low.

Failed to submit several times. Firstly, it may have been on the blacklist. Please recall whether there were any loans that were overdue and not repaid, or were repaid long after the repayment period. Second, if you are not on the blacklist, the only possibility is that it is your first time to apply for a card and the information provided is not detailed. Moreover, it is your first time to deal with the bank, and your credit record is still blank.

The most difficult banks to apply for a credit card are: Agricultural Bank of China, Bank of Communications, Industrial Bank, China Construction Bank, Industrial and Commercial Bank of China, and Bank of China