Reason 1:

The cardholder failed to repay on time for more than three consecutive months, and the card-issuing bank unilaterally deactivated the credit card. In this case, the cardholder’s bill Still exists, and late payment fees and interest will continue to increase. If the amount reaches the bank's regulations, the bank can sue the cardholder;

Solution: Pay off the credit card debt in full and use it for two consecutive years. To refresh your bad credit record.

Reason two:

The bank believes that the transaction of the credit card is abnormal and may be attacked by hackers or other criminals. For the safety of the cardholder, the bank will freeze the credit card. credit card, this will cause the credit card to be deactivated.

Solution: The cardholder can call the card-issuing bank and ask the bank to issue a replacement credit card. After getting the new card, he can open the card and use it directly, and at the same time, cut off the original credit card.