Credit Card (English: Credit Card), also called credit card. It is a non-cash transaction payment method and is a simple credit service.

Credit cards are generally 85.60 mm long, 53.98 mm wide, and 1 mm thick plastic card sheets with special carriers for consumer credit. They are issued by banks to individuals and organizations, and they can be used to shop and spend money with special organizations. To deposit and withdraw cash from a bank, it takes the form of a card with the name of the card-issuing bank, validity period, number, cardholder name, etc. printed on the front. The card has a chip, magnetic stripe, and signature strip.

Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. When cardholders use credit cards to make purchases, they do not need to pay cash and will repay on the bill date.

Reference materials Baidu Encyclopedia

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