1. The basic information of the applicant does not meet the requirements for handling.
Including incomplete materials or documents inconsistent with the application information. However, if your application form is completed completely, but the approval is still not passed, it is likely that your comprehensive conditions do not meet the criteria for banks to apply for credit cards, such as non-local household registration and irregular comprehensive conditions, non-local household registration and non-standard self-purchased housing, non-compliance with regulations and posts, no job and no stable source of income, and the applicant is artificially restricting the application for employees in the industry.
Second, the applicant's personal credit report is unqualified.
I hope my answer can help you. You can also call the bank's customer service phone to inquire about the reasons for rejection.