Matters needing attention in online credit card processing:
Applying by online credit card usually requires an appointment. You must fill in the application form on the credit card website and wait for the salesman to contact you.
After the reservation is successful, the salesman will process the card you applied for. The procedure is the same as the ordinary card application. However, it is necessary to provide the existing credit card or bill as the audit item of the card, and it is necessary to provide a copy or photo.
Conditions for applying for a credit card:
1. The credit card has no bad record in the last six months, and the consumption and repayment are in good condition, with no default or overdue. This is mainly considering that the bank's approval of credit cards is based on the applicant's previous credit records.
2. After the card is opened, the use time must meet the requirements of the bank.
3. The existing credit card limit should not be too low, and the card use time should not be less than that of the current year. It is suggested that the quota below 5000 should not be considered in this way.
Extended data:
Credit card, also called credit card. It is a non-cash transaction payment method and a simple credit service.
A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
China's relevant laws ("NPC Standing Committee on
Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.
There is no need to pay cash for credit card consumption, and it will be repaid on the billing day.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
References:
Baidu encyclopedia-network card