Possible risks of credit loans:

1. That is, if the borrower fails to repay the loan in time for various reasons, it may be appealed by the bank or affect personal credit information for a long time.

What's more, the borrower can't resist all kinds of temptations. As long as he can get a loan, he will promise anything, and nothing will happen in the end.

3. If the borrower fails to borrow, the transfer of Taobao real estate will affect personal credit or violate the law.

Credit loan application conditions

1. The age is between eighteen and sixty-five.

2. Holding legal and valid national identity documents and having full capacity for civil conduct.

3. Personal credit record is good and there is no bad record.

4. Have a stable economic income (company certificate)

5. Personal property certificate and mortgage certificate