If it is a refund after swiping the card, or the original POS machine operation, the handling fee paid by the seller to the POS machine provider will be refunded in the same way.

For example, if you spend 1000 yuan by credit card, for example, the credit card handling fee is 0.65 yuan, and the merchant actually gets 1000-0.65=999.35 yuan, and 0.65 yuan is taken away by the POS provider.

If you make a refund or refund through this POS operation, 999.35 yuan in the hand of the merchant and 0.65 yuan in the hand of the POS provider will be returned to your credit card, that is, 1000 yuan will be returned by the same route.

However, the refund can only be made through the POS machine before the settlement of the POS provider that night. After this time, the refund cannot be made. If the merchant returns your cash, the merchant will probably make you pay the handling fee.

2. Refund after online payment:

Whether you pay online directly by credit card or through a third party such as Alipay or WeChat, as long as the merchant agrees to refund, all the original money paid by the merchant, including the handling fee, will be returned to your credit card. Generally, there is no actual effect in the strict sense. Even if you refund after 10 day and a half, the money will be returned to the credit card in the same way.