You need to look at the billing cycle of the card to determine which day is most suitable for swiping the card. Each bank has different regulations on credit card billing cycles. Some are thirty days, some are fifty days. If the billing cycle is thirty days, then , then the bill was issued on the 11th of the following month if the payment was made on the 2nd of the previous month. If the billing cycle is 50 days, the bill will be issued on the 11th of this month after the 22nd of the previous month