Generally, you can check with the bank, or you can check directly with the local court according to the information provided by the credit card bank. If sued, the court summons shall prevail.

If there are temporary economic conditions that make it impossible to repay or overdue, it is suggested to negotiate with the credit card issuer whether it is possible to postpone repayment, or apply for deferred repayment, so as to avoid being sued as much as possible, and it is best to repay in time instead of overdue.