Handling fee collection method: deducted in each period.
Provisions on early repayment: all principal must be repaid in one lump sum, and the deducted handling fee will not be returned.
Application method: telephone application
Application time: after the credit card consumption transaction is recorded-before the current accounting date.
Handling fee ratio: Phase III/KOOC-0/.95%, Phase VI 3.90%/KOOC-0/2 7.80%/KOOC-0/8/KOOC-0/2.60% 24/KOOC-0/7.28%.
It is divided into six periods, and each period is also: 3000/6+3000 * 0.039/6 = 500+19.5 = 519.5 yuan.