Mousse credit card is aimed at consumption abroad, and VISA payment channel is used in the process of credit card payment. In China, if you pay by credit card, you have to complete the payment through the VISA channel POS machine, but you can't pay by UnionPay system. Cardholders need to charge a handling fee for using this card in China. Compared with ordinary credit cards, it is very uneconomical. If you spend in China, it is more affordable to use UnionPay credit card.