1. Easy installment is a credit consumer financial product that provides installment services for individual users. Easy wallet loan is an online credit loan product launched by China Resources Bank.

2. Xiaohua Wallet is an Internet wallet created by Xiaohua (Xiamen) Internet Financial Information Service Co., Ltd. (hereinafter referred to as "Xiaohua Jin Fu") for young people, providing cash loans, credit card repayment, installment shopping and other services. Adopt the rapid approval mode of "biometric technology to increase the credit rating of data" to create an online loan experience of "free application, rapid approval, extremely fast loan, and repayment with loan".