1, cash withdrawal by credit card. You can directly withdraw cash at atm or counter with credit card limit, which is a more formal repayment method. There will be a handling fee and interest of five ten thousandths per day after thirty. As for the specific handling fee, each bank is different.

2. Help others pay by credit card. In fact, this is a very simple method. Just use another credit card to swipe a friend's card, let them pay cash by themselves, and then return another credit card when they have cash. This method is suitable for smaller repayment.

3. Brush the pos machine for repayment. Use a credit card to swipe your card on the pos machine, and the merchant will give you cash. It should be noted that this method actually belongs to credit card cashing, which has certain risks. Moreover, there are many customers of credit card cashing merchants, and the pos machines of cashing merchants are easily targeted by banks, which may easily cause cardholders to be banned by banks.

The earliest credit card appeared at the end of 19. From 65438 to 1980s, the so-called credit card was developed in British clothing industry, followed by tourism and business departments. However, at that time, the card could only be used for short-term commercial credit, and the money had to be paid back as needed. There was no long-term default and no credit line.

Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.

It is said that one day in 1950s, Frank McNamara, an American businessman, entertained guests in a restaurant in new york. After eating, he found that he forgot his wallet and had to call his wife to bring cash to the restaurant. He was deeply embarrassed, so McNamara came up with the idea of establishing a credit card company. 1 In the spring of 1950, McNamara and his friend Schneider jointly invested110,000 US dollars to establish DinersClub in new york, the predecessor of Diners Credit Card Company. Diners' Club provides members with a card that can prove their identity and ability to pay. With this card, members can spend money in 27 designated restaurants without paying cash. This is the earliest credit card. This kind of credit card, which does not need to be handled by a bank, belongs to commercial credit card.

Disadvantages of mutual repayment between credit cards:

1, losing money. Several credit cards repay each other, which is actually the way to repay by credit card. The agent also needs a third party to pay. In case this third party is unreliable and runs away with the money, the money that has been brushed away will not come back.

2. Information leakage. There is also the problem of unreliable third-party payment, which may lead to the disclosure of credit card information and personal information, resulting in the risk of being stolen. If it is stolen, it will only be considered unlucky and the bank will not bear the responsibility.

3. Lack of credit. Credit card substitution or cash withdrawal. In case the bank thinks there is a risk of cashing out, it is still a trivial matter to reduce the credit card limit. If the card is blocked or recorded in the credit record, it will be in trouble. It will be difficult to apply for a credit card or loan in the future.

4. Take legal responsibility. It is illegal to cash out a credit card, and you will be investigated for legal responsibility and may go to jail. This has really happened, so it's best not to take chances.

How to pay by credit card?

Generally speaking, only one credit card can be returned to another for cash withdrawal. This repayment method is very uneconomical. Cardholders need to pay a certain fee and interest when using credit cards to withdraw cash. Interest is calculated on a daily basis, and the longer the withdrawal time, the higher the user's cost. Different banks have to pay different fees to withdraw cash by credit card. Paying back a credit card with a credit card means that it is difficult for users to repay. At this time, the cardholder can borrow money from relatives and friends and repay the arrears, but he must return it to the lender in time; After returning the credit card, users should spend rationally at ordinary times, and do not exceed their tolerance to prevent overdue repayment.

How to return the credit card?

You can apply for credit card repayment through the following channels:

1. Zhang Yin: Please log in to Zhang Yin APP and click "Credit Card → Repayment" on the homepage to repay your own ABC credit card or someone else's ABC credit card; Click "Credit Card → Repayment → Set Agreed Repayment" to apply for automatic repayment of credit card arrears of ABC.

2. Online Banking: Please log in to personal online banking and click "Credit Card → Repayment → One-click Repayment" to return my credit card debt; Click "Credit Card → Repayment → Agreed Repayment" to apply for automatic repayment of my credit card arrears of ABC; Click "Credit Card → Repayment → Return Others' Cards" to return others' credit card debts of ABC.

Tips: If you need to return his credit card, you can transfer it.

(Answer time: June 25th, 202 1. In case of business changes, please refer to the actual situation. )

How to return the credit card?

Credit card repayment methods are: 1, and branch repayment. Credit cards can be repaid at the counter of the issuing bank outlets; 2.ATM repayment. You can deposit or transfer money at the ATM; 3. Online banking repayment. Log in to the issuing bank's online banking to repay the credit card; 4. Mobile banking repayment. Log in to the issuing bank's mobile banking, and you can repay the credit card.

Credit card repayment methods are:

1, repayment by outlets. Credit cards can be repaid at the counter of the issuing bank outlets;

2.ATM repayment. You can deposit or transfer money at the ATM;

3. Online banking repayment. Log in to the issuing bank's online banking to repay the credit card;

4. Mobile banking repayment. Log in to the issuing bank's mobile banking to repay the credit card;

5. Repayment through third-party software. Alipay, WeChat, Xiaoman Finance, China UnionPay Express and other software all have credit card repayment functions, which can repay credit cards;

6. Automatic repayment. You can associate a debit card with a credit card, and the bank will automatically deduct the repayment from the debit card after the association;

7. Telephone repayment. Call the customer service number of the issuing bank, and then return the credit card manually. Generally, you need to open a telephone bank in the issuing bank to transfer into or out of an account.

How to return the credit card?

Credit card repayment methods are as follows.

1, you can go to the bank counter and repay the money manually.

2. You can also go to the ATM of the credit card issuing bank for repayment.

3. You can also find a savings card with sufficient balance and online banking for online banking repayment.

4. Alipay has a credit card repayment function.

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This is the end of the introduction on how to return credit cards and how to return credit cards with credit cards. I wonder if you have found the information you need?