Sunshine Card is Sunshine Credit Card. Sunshine Credit Card is a credit card launched by China Everbright Bank, with password-protected consumption, safe and reliable. The Sunshine Credit Card has dual currencies in one card and is universally accepted. Overseas consumption can be repaid in RMB. It is easy to apply, free of guarantees and deposits, allowing you to enjoy the fashionable life brought by credit consumption.

1. Features:

Password consumption, safe and reliable Sunshine Credit Card’s unique password-based consumption function makes your card swiping safer and more reliable.

2. Repayment holiday:

Easily enjoy the first 50 10-day interest-free period and enjoy the repayment holiday. Cardholders can apply for repayment holiday service twice a year and enjoy a long interest-free repayment period.

3. International acceptance:

One card, two currencies, the global Sunshine Credit Card is a dual-currency credit card. You can swipe your card at designated merchants that accept VISA card services in more than 240 countries and regions around the world, and withdraw local currency at more than 840,000 ATM machines with the VISA logo around the world. Overseas card payment in RMB settlement Sunshine Credit Card has opened credit card RMB settlement business in Hong Kong, Macau, Singapore, South Korea, Thailand and other places. Transactions conducted at merchants or ATMs with the "UnionPay" logo can be settled and repaid in RMB. For foreign currency transactions, Everbright Bank will settle based on the exchange rate of the day. When withdrawing cash from overseas ATMs with the "UnionPay" logo, you need to pay a cash withdrawal fee of 1% of the transaction amount in RMB, with a minimum of 15 RMB.

Overseas foreign currency consumption, domestic RMB repayment. For overseas foreign currency consumption with Sunshine Credit Card, you can apply over the phone to purchase foreign exchange for repayment in RMB or directly repay in U.S. dollars, eliminating the need for foreign exchange shortage and exchange. Hui's troubles. Easily withdraw cash at home and abroad. You can use your transaction password to withdraw RMB cash at Everbright Bank counters, ATMs or ATMs of other banks with the "UnionPay" logo. You can also withdraw RMB cash at overseas ATMs with the "VISA" logo or Withdraw local currency at the bank counter. Multiple repayment methods Sunshine Credit Card provides a variety of repayment methods for you to choose from: branch counters, automated teller machines (ATMs), self-service deposit machines (CRS), multimedia self-service inquiry machines, sunshine card automatic transfers, inter-bank transfers/remittances, and online banking Repayment and foreign exchange purchase and repayment over the phone make your credit card transactions more worry-free.

4. Spend first, repay later:

Sunshine Credit Card is a credit card that meets international standards. You can spend within the credit limit first without depositing, fully demonstrating your credit value. 5. Interest-free repayment period:

The interest-free repayment period of Sunshine Credit Card is up to 50 days. As long as you repay the current payment amount before the due payment date, you can enjoy the interest-free credit repayment treatment for consumption.

6. Guarantor-free:

Deposit-free Sunshine Credit Card application is convenient and fast, with no guarantor and no deposit required.

Temporary credit limit increase If you need a higher credit limit temporarily, you can apply for a temporary credit limit increase, so that you can truly experience the convenience brought by credit consumption.