1. First, dual-currency credit card is a kind of credit card, which has the functions of swiping card, withdrawing cash and installment.

2. Second, when traveling abroad, or shopping in Haitao and binding foreign shopping websites, sometimes a single-currency credit card starting with 62 cannot complete these functions, and a dual-currency credit card is needed to handle them;

3. Third, when shopping abroad, you can use a dual-currency credit card to swipe your card through UnionPay or USD. When you need to repay after swiping US dollars, there are US dollars to repay, but there are no US dollars and the issuing bank to purchase foreign exchange for repayment.

Fourth, dual-currency credit cards can not only enjoy the activities of preferential merchants of UnionPay, but also participate in activities of visa or MasterCard.

I hope my answer can help you. You can also call the customer service phone of the bank for consultation.

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