Cannot receive text messages when swiping a credit card

There are several situations where you cannot receive text messages. 1. System connection problems. Occasionally there are omissions in the connection between the bank system and the mobile card operator system. , causing the information to be unable to be transmitted; 2. The credit card bank did not enable you to receive text message reminders for small purchases. At least one-third of banks now do not provide free text message notifications for purchases under 500 yuan, and the consumer must pay for them. , free for purchases above 500 yuan (inclusive); 3. The mobile phone number you use does not match the mobile phone number reserved when applying for a credit card.

You can also check whether the failure to receive text messages is due to a problem with the mobile phone through the following methods:

1. Check whether the mailbox is full, if so, please delete some information;

2. If you still cannot receive it after deleting it, it is recommended that you change your phone or card to test to see if it is caused by hardware;

3. Check whether it is intercepted by mobile phone interception software;

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4. Check whether the mobile phone signal is normal, and try to test whether it can be received in other locations.

Notes on using credit cards:

1. Choose the right credit card: First of all, we should be rational. We are all adults. Don’t apply for a credit card just because it comes with gifts. Once you have applied for it, you don’t need it. Or refund the card tomorrow. Credit cards should be used wisely and chosen wisely. For example, if you are a year-round customer of a department store, and this company happens to have a co-branded credit card with a bank, then you can apply for this co-branded card. Generally, such a card, in addition to the general credit card functions, can also be used as a member to spend points in this department store and obtain discounts and so on. Business people, those who fly frequently, apply for a credit card that allows you to accumulate flight miles. Some cards can provide discounts at designated merchants, cheaper meals, movie discounts, lawyer services, towing services, golf club membership services, etc. There are many kinds of cards. Choose according to your needs. Don’t be too greedy for some that you don’t use often. function.

2. Use credit cards to consume according to your ability: The traditional financial management concept of our Chinese people is to "live within your means". Although it is conservative, it is a good way to manage finances for ordinary people. For example, if your monthly income is 4,000 yuan, excluding daily living expenses, there is still 2,500 yuan. My suggestion is that you should save at least 40 yuan as a spare (about 1,000 yuan). The remaining 1,500 yuan is your discretionary income. Then This 1,500 yuan is the maximum monthly credit card consumption you should control. If you haven’t swiped your card that month, you can consider raising the limit to 3,000 yuan next month. But if so, I still recommend that you reduce your accumulated maximum limit by another 20. The custom accumulated card swipe limit should never exceed the maximum limit. The limit is 80, which not only ensures that you will not swipe the card randomly or max out the card, but also saves some money.

3. Keep the signature for swiping your card: It’s cool to swipe your card, but please keep that signature and put the monthly signatures together. When your bill comes, check it out. This has two advantages: 1. At this time, you can know your card consumption last month. If you have any questions, you can check with the bank. You should also be clear when swiping your card. Don't think that the bank is 100% correct. 2. The number on the bill will make you "heartbroken" because you have to pay it off. This is very beneficial to prevent you from swiping your card randomly, and it can be regarded as an immunity shot.

4. Use your card as much as possible within the maximum limit of your credit card consumption: Okay, I told you not to swipe your card randomly. Now you have learned to act within your ability and set a maximum monthly credit limit that suits your situation. If you swipe within this maximum limit, you are safe. So, within this controllable range, please swipe as many cards as possible. Because when you buy something with a credit card, the bank will pay you first, so why not? You just pay it back to the bank on the repayment date. When you swipe your card, you can accumulate credit, and the bank can also charge merchants renewal fees from the amount of your card swipe. It's a win-win situation. Let me remind you again, let’s assume that your customized maximum limit for credit card swiping is 1,500 yuan per month, but your daily expenses this month are 500 yuan more than usual, then your maximum limit will be adjusted to 1,000 yuan, so that your credit card swiping limit will always be Operate within the safe zone.