Consumption before the billing date 1 and 17 will be recorded in the current bill and should be returned before the repayment date, that is, before the 24th; 2. Consumption after 0/7 o'clock on the billing date will be recorded in the next bill and returned before the next repayment date, that is, before the 24th of next month.

When will the credit card be repaid on the billing date? The calculation method of each bank is different. Some banks charge faster, so the consumption on the day of the bill is accounted for in the current month, such as Ping An Bank and Shanghai Pudong Development Bank, while some banks with slower charges are accounted for in the next bill.

When the credit card is repaid on the same day depends on the settlement time of the merchant. General merchants settle accounts on the second day of cardholder's consumption, so that the consumption on the day of credit card billing date is included in the next bill and enjoys the longest interest-free period; However, if the merchant settles the account in time and settles the credit card bill on the same day, the consumption of that day will be included in the current consumption.

Credit card payment on the same day is also related to the cardholder's spending time. Generally, it belongs to the current consumption before the bank 17, and it is included in the next period if it exceeds 17. But for insurance, it is best to spend on the day after the billing date to avoid overdue due to different banks.