Legal analysis: bank card holders have no right to unfreeze their bank cards by themselves. If it is necessary to unfreeze the bank card, the first method: the plaintiff and the defendant reach a settlement through consultation, the plaintiff applies for unfreezing, and the freezing can be lifted after the court decides. The second method: the defendant fully implements the contents of the court's judgment and informs the court after repaying the debt, and the court will lift the freeze in time. The third method: If the plaintiff loses the case, the court will lift the freezing of the plaintiff's bank card according to law.

Legal basis: Article 31 of the Provisions of the Supreme People's Court on the Attachment, Seizure and Freezing of Property in Civil Execution of People's Courts is under any of the following circumstances, the people's court shall make a ruling to lift the attachment, seizure and freezing, and serve it on the applicant, the person subjected to execution or the outsider: (1) Attachment, seizure and freezing of the property of the outsider; (2) The application executor withdraws the application for execution or waives the creditor's rights; (3) The property that has been sealed up, detained or frozen cannot be auctioned or sold, and the applicant for enforcement and other enforcement creditors do not agree to accept the settlement; (4) The debt has been paid off; (five) the person subjected to execution provides a guarantee and applies for the consent of the person subjected to execution to lift the seal-up, seizure or freezing; (6) Other circumstances in which the people's court considers that the seizure, seizure and freezing should be lifted. Where the seal-up, seizure or freezing implemented by cancellation of registration is carried out, a notice of assistance in execution shall be issued to the registration authority.