The due repayment date is the last repayment date of the current bill. If it exceeds this period, it will cause late fees and bad credit records. Therefore, the repayment should be made before the repayment date. Your due date is the 5th, which is the 5th after the bill date. For the amount you spent from last month 18 to this month 17, the due date of the bill is 17, and the 5th of next month is the due date of this bill.
Question 2: What do you mean by the monthly billing date and due repayment date of a credit card? Most bank credit cards expire 20 days after the bill date. For example, the billing date of your credit card is 19, which means that February 20th to March 19 is a billing cycle. If the repayment date is 20 days after the bill date, the repayment date of this cycle is April 8. If it is consumed on March 6th, it is also within the billing cycle from February 20th to March 19, and the repayment date is April 8th. If you spend on the first day of each billing cycle, the interest-free period is the longest, which is 50 days. For example, consumption on February 20th, the repayment date is April 8th.
Question 3: Do I have to pay back my credit card every month? Hello, if you use our credit card, the credit card transaction deadline recorded in each bill is called the bill date. The due repayment date is generally about 18 days after the bill date (subject to the bill). 3 natural days after the due repayment date is the repayment grace period.
The billing date of different cardholders may be different. For example, the 25th of each month is the billing date, and each billing date records all transactions recorded from the 26th of last month to the 25th of this month, and the corresponding final repayment date is the following month 13. Generally, the consumption on the 25th will be recorded on the 26th, and will be included in the next bill.
(You can consult any credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center. )
Question 4: What does it mean if my credit card is swiped on the 7th of the month after 13? Explain that your credit card number 13 is the billing date and the 7th is the repayment date. For example, June 13 is your billing date this month, and the consumption from May 13 to June 13 will be repaid on July 7, and the consumption from June 13 to July 13 will be repaid on August 7. Consumption after this month 13 will be returned on the 7th of the following month.
Question 5: What does it mean to check the credit card within February every month? If you use this card, it will be checked on March 8 (the card will be sent to you).
Within February of each month: March 8th to May 8th.
Question 6: What does the last repayment date of credit card mean? Hello, the corresponding repayment dates on the billing date of China Merchants Bank are: 3-2 1, 5-23, 7-25, 10-28, 12- 1,15-3,65438 respectively.
That is, the ticket will be issued on the 20th of this month and must be repaid before the 8th of the following month.
If you have any other questions, I suggest you add "QQ" or "WeChat" for online consultation.
Method 1: Search for "4008205555" among QQ corporate friends and add "China Merchants Bank Credit Card Center" as a friend;
Method 2: Search "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center.
Please click: cc.cmbchina/...d=zxkf, thank you for your attention and support!
Question 7: Why is the credit card repaid at least once a month, and the bank contact is overdue and timely, explaining the situation?
Consequences of overdue repayment of credit cards:
1. It is a breach of contract not to repay after the credit card is overdrawn. The bank may require the cardholder to repay the principal, overdue interest, late payment fee and over-limit fee, etc. If the bank sues the court and wins, the cardholder will also bear the litigation costs.
2. If the cardholder maliciously overdraws a certain amount for the purpose of illegal possession and fails to pay it back within the time limit, which constitutes the crime of credit card fraud, he shall also bear criminal responsibility.
3. Overdue repayment will leave a bad credit record for the cardholder and affect the smooth progress of the cardholder's future loan.
Generally speaking, overdue refers to the situation that the final repayment period stipulated by the bank is exceeded and the money consumed is not deposited in the designated account on time and in full. Such as loans overdue, overdue credit card, etc.
Every bank will charge a certain interest on overdue repayment, which is different from each bank, and is generally five ten thousandths of the interest. However, the value date should be calculated from the date of consumption, not from the day after the last repayment date.
It is suggested that if the total amount is not repaid, the minimum repayment amount can be repaid first, without affecting the credit line. At the same time, there will be a buffer period, so that the bank can know the flow of funds in your account in time and will not freeze the account!
Question 8: The month after the credit card verification month refers to the card issuance time. If the card is issued to you in June of 5438+00, the card face is engraved with1012, which means that the card will expire in June of 20 12.
At present, some credit cards can be exempted from the annual fee this year or the following year if they are used many times within one month after opening the card. In this way, if your card was opened in June 5438+1October, you can't enjoy the annual fee-free discount when you spend it in June165438+1October. Only consumption of 1 1.4 can be repaid before 65438+2.5.
Question 9: Credit card billing date, monthly 18 days. Also, due repayment date! The bill date is the 6th of next month. Who knows what this means? In detail, the deadline for credit card transactions recorded in each bill of China Merchants Bank is called billing date. The due repayment date is generally about 18 days after the bill date (subject to the bill). 3 natural days after the due repayment date is the repayment grace period.
The billing date of different cardholders may be different. For example, the 25th of each month is the billing date, and each billing date records all transactions recorded from the 26th of last month to the 25th of this month, and the corresponding final repayment date is the following month 13. Generally, the consumption on the 25th will be recorded on the 26th, and will be included in the next bill.
Question 10: When will the credit card be returned in the current month? Credit cards have reconciliation dates and repayment dates. The repayment date is generally 18- 20 days after the reconciliation date. If the consumption in the current month is before the reconciliation date, it needs to be repaid on the repayment date after the bill date. If it is consumed after the reconciliation date of this month, it will be repaid on the repayment date after the next reconciliation date. For example, your bill date is 10, and the repayment date is 28th. If you spend before 12, the bill will be issued on the reconciliation date of 12, and you need to repay before the repayment date of 12. If it is consumed after 65438+February 10, the sunrise bill will be reconciled next month, that is, 65438+ 10/0, and the payment will be made before the repayment date of 65438+10/28. However, it's best to pay back a few days in advance, and don't wait until the repayment date, so as not to delay the repayment and cause you to overdue the repayment.