Question 1: How can I repay the US dollars after my credit card is swiped with US dollars? Hello, US dollar bills generated in consumption abroad or cash withdrawal can be repaid by purchasing foreign exchange in RMB. You can choose to purchase foreign exchange in full or with the minimum repayment amount. According to foreign exchange management regulations, the amount of foreign exchange purchased cannot be higher than the amount of cash. The function of purchasing foreign exchange can be applied through online banking or calling the customer service hotline: 1. Online Banking: Please log in to the credit card website creditcard.cmbchina/,, click "Online Banking Login" on the right, enter your ID number, inquiry password and additional code, then log in to online banking, and then open the function of "Repayment Settings for Purchase of Foreign Exchange" in "Repayment Management"; 2. Customer service hotline: Please call the customer service hotline 4008205555, enter your ID number or inquiry password according to the voice prompt, and then select "9" to transfer the service specialist to set up the foreign exchange purchase function for you. Warm reminder: 1. Once the foreign exchange purchase function is permanently set, it can be modified through online banking or calling the customer service hotline. 2. After the foreign exchange purchase function is successfully set, the RMB money you deposited will be used to repay the overdue part of your minimum repayment amount, and then you can purchase foreign exchange according to the foreign exchange purchase amount you set to repay the US dollar bill, and then repay the RMB bill; 3. Due to the daily fluctuation of exchange rate, our current exchange rate for purchasing foreign exchange is based on the exchange rate announced at 10: 00 am on the repayment date. 4. The setting of the repayment amount of foreign exchange purchase in this period is only valid in this period, and the bill in the next period will be restored to your original setting; 5. If you choose to overpay for foreign exchange purchase, your overpaid RMB will be used to purchase foreign exchange to repay the US dollar bill within 2 working days.

(You can consult the credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center)

Question 2: How do CCB credit cards repay in US dollars? If your credit card has US dollars in arrears, if you have US dollars, you can directly return the US dollars to the counter of the outlet. Or you can deposit RMB through CCB and contact the customer service hotline to purchase foreign exchange for repayment on the same day. You can also purchase foreign exchange for repayment directly from CCB's online bank after depositing RMB. It's convenient

Question 3: How can I return the credit card to US dollars? If you use US dollars and the repayment is RMB, the bank will generally calculate it according to the cash selling price of US dollars against RMB on the day of your credit card repayment. The fluctuation range of foreign exchange has changed from 0.5% before to 1% now, which is within plus or minus 100 basis points.

Question 4: How do CCB credit cards repay in US dollars? It seems that you have activated the US dollar bill. As soon as the bill comes out, it will show the total amount you need to repay, including the amount of dollars converted into RMB. You just need to pay directly. Another problem, excessive bill repayment, no problem. Credit cards can have the function of saving money, but there is no function of withdrawing cash for free!

Question 5: How to pay the dollar bill of China Merchants Bank's credit card? When your consumption has generated US dollar bills, you can choose to open the function of "purchasing foreign exchange with US dollar bills for repayment". After opening, your RMB repayment will be automatically converted into US dollars, and your US dollar bill will be repaid first (the exchange rate is the exchange rate on the day you pay), and the repayment after the US dollar bill is paid off will continue to repay your RMB bill.

How to set it up: log in to credit card online banking, and click Repayment Management → Repayment by Purchase of Foreign Exchange. You can also check the "automatic purchase of foreign exchange" function on the application form when you apply for a card.

Tips:

1. If the transaction is not conducted in US dollars, it will be converted into US dollars by the international credit card organization and recorded in the US dollar bill. (In the above process, international organizations such as VISA and MasterCard will charge 1.5% foreign exchange handling fee. )

2. The amount of foreign exchange purchased in the current period cannot exceed the amount of current US dollar bills, and the exchange rate for foreign exchange purchase is the US dollar selling price of China Merchants Bank announced after the repayment date 10:00.

3. If you set the function of purchasing foreign exchange for repayment of US dollar bills and the function of "automatic repayment" for US dollar accounts at the same time, your RMB repayment will give priority to purchasing foreign exchange for repayment of your US dollar bills, and the difference between the self-deduction amount (full or minimum) set for your US dollar bills during this period and the agreed foreign exchange purchase amount will be deducted from your designated US dollar automatic repayment account.

4. After the automatic purchase of foreign exchange is set up successfully, if the cardholder fails to pay off the US dollar bill on the due repayment date, if there is RMB overpayment in your credit card, our bank will automatically deduct the corresponding amount from your RMB overpayment to purchase foreign exchange to repay your US dollar bill.

Question 6: How can China Merchants Bank repay its credit card consumption in US dollars? If your credit card is enabled with the function of "posting RMB consumption", any transaction will be automatically converted into RMB (the exchange rate is the exchange rate on the transaction posting date), and you only need to return RMB according to the RMB bill. Really realize "one card in hand, travel all over the world"! Setting method: log in to the credit card online banking, and click "Repayment Management" → "RMB automatic foreign exchange purchase" to open it. Tips: 1. The RMB account entry function will take effect in real time. Your consumption can be inquired in the online banking-RMB non-invoiced interface 2 working days after the transaction date. 2. Non-US dollar transactions will be converted into US dollars by international credit card organizations (in the above process, international organizations such as VISA and MasterCard charge 1.5% foreign exchange handling fee). Our bank will convert the converted US dollar amount into RMB according to the exchange rate on the bookkeeping date (China Merchants Bank's selling price in US dollars announced after 10:00 on that day) and record it in RMB bill.

If your credit card doesn't have the function of "recording RMB consumption" and generates a US dollar bill, you can repay the US dollar bill in RMB (repayment by purchasing foreign exchange): ① After the credit card successfully sets the function of "automatic repayment by purchasing foreign exchange", the US dollar bill generated by you can be repaid in RMB on the repayment day, and the RMB money deposited in your credit card will be given priority in purchasing foreign exchange to repay the US dollar bill (there is no need to pay any fees for repayment of foreign exchange). The exchange rate for purchasing foreign exchange is at 10: 00 in the morning of our bank. (2) According to foreign exchange management regulations, the amount of foreign exchange purchased cannot be higher than the amount of current US dollar bills, and the unpaid part cannot be repaid by purchasing foreign exchange; (3) If you set the functions of foreign exchange purchase repayment and "automatic repayment" in the US dollar account at the same time, your RMB repayment will give priority to foreign exchange purchase repayment of the US dollar bill, and the difference between the self-deduction amount (full or minimum) set in the US dollar bill during this period and the agreed foreign exchange purchase amount will be deducted from the US dollar automatic repayment account you specify. RMB consumption cannot be repaid in US dollars.

You can also repay in US dollars: 1. Debit card repayment in USD: The available repayment methods include online bank repayment, mobile phone repayment and telephone repayment. 2. Cash repayment in US dollars at business outlets: All business outlets of the Bank (except Hong Kong) can make cash repayment in US dollars. As long as you provide a credit card, anyone can repay your credit card (the payer must show his ID card).

Question 7: How does Alipay pay back the credit card dollars? If it is a dual-currency credit card and uses US dollars, then the cardholder can return RMB to the credit card and then purchase foreign exchange to repay US dollars. If the cardholder is unable to purchase foreign exchange by himself, he can call the customer service manual service to purchase foreign exchange for repayment.

Question 8: How to operate CCB's credit card repayment in US dollars? You seem to have activated the dollar bill. As soon as the bill comes out, it will show the total amount you need to repay, including the amount of dollars converted into RMB. You just need to pay directly. Another problem, excessive bill repayment, no problem. Credit cards can have the function of saving money, but there is no function of withdrawing cash for free!

Question 9: How is the credit card of China Construction Bank repaid in US dollars? Repayment in USD account can be made directly in USD.

However, most people still choose to exchange RMB for US dollars, which is the so-called repayment by purchasing foreign exchange. On the due repayment date, you can deposit enough RMB in your credit card to purchase foreign exchange, and then you can convert RMB into US dollars for repayment on the same day. You can call the customer service hotline to purchase foreign exchange. If you open online banking, mobile banking, or pay attention to official WeChat and bind credit cards, you can handle it yourself.

Question 10: How can the Bank of Communications repay the US dollar with its credit card? You can go to the counter to purchase foreign exchange for repayment, or you can pay off all the RMB arrears and pay more in online banking. However, if it's not on your bill, you can call customer service and ask if it's on the next bill. If so, you can automatically purchase foreign exchange on the accounting day, and you can directly convert the arrears in US dollars into RMB arrears, which will be more convenient to repay in US dollars in the future.

How to return the credit card dollar bill? Wrong posture, be careful of overdue!

Nowadays, with the development of economy and the great improvement of consumption power, the use of credit cards is becoming more and more common, and it is not limited to China, and the consumption level abroad has not been low. It's easy to spend money by credit card in foreign countries, but what should I do when I want to pay it back? Many friends ask, how to pay the dollar bill of the credit card? I will answer your questions here.

In fact, how to repay credit card accounts in dollars mainly depends on the settlement method of consumption. There are two main ways, one is to settle all accounts in RMB, and the other is to settle accounts in RMB and USD respectively.

Rmb settlement

When you spend money, all of it will be recorded according to the exchange rate when you spend money in RMB, and no matter what channel you swipe your card, you can avoid the exchange fee, so when you repay, the bill is RMB arrears, so you can repay it with a normal credit card.

Separate settlement of USD account

If the UnionPay channel is settled in RMB and the channel is settled in RMB, then the repayment needs to be made in RMB. There are two main ways to repay RMB:

1. You can call the customer service number of the credit card on the back of the bank card, transfer the manual service, and request to open the RMB foreign exchange purchase function.

2. Log in to the personal bank card center to open the function of purchasing foreign exchange, then deposit RMB to buy US dollars, and then use it to repay the US dollar arrears.

Let me introduce you to "How to pay the dollar bill of credit card". In fact, the methods are relatively simple. The main thing to note is that if it is settled separately in the US dollar account, don't delay the repayment because of your own negligence, otherwise you will be in big trouble.

How to operate CCB credit card repayment in US dollars?

Customers can repay the credit card arrears of CCB in the following ways:

1. Log in to mobile banking, select the credit card and repayment currency through "Credit Card-Card Service-My Account-Repay for me", and then repay my credit card debt by purchasing foreign exchange for repayment or repayment in the same currency.

2. Log in to personal online banking, select the credit card and currency through "Credit card-account transaction-repayment on my behalf", and then repay my credit card debt by purchasing foreign exchange or repayment in the same currency.

Reminder: If a customer purchases foreign exchange with an available credit card for repayment, interest will be charged on the overdrawn foreign exchange purchased from the date of purchase, with compound interest on a monthly basis.

(In case of business changes, please refer to the actual situation. )

How to pay off the dollar debt of Bank of Communications credit card?

Four ways:

1. You can take your credit card to any branch of Bank of Communications and repay your dollar debt in cash.

2. You can automatically purchase foreign exchange for your credit card on the billing date by logging into the registered online banking and mobile banking. From the next billing date, the dollar bill arrears in your credit card will be automatically converted into RMB bill arrears (the dollar bill arrears will become zero), and you only need to return the RMB bill arrears. The exchange rate for purchasing foreign exchange shall be based on the bank's selling price in US dollars at the end of business on the accounting day.

3. The overpayment of RMB can be repaid by self-service purchase of foreign exchange. You can log in to the registered online banking and mobile banking, pay the overpayment with the RMB account of the credit card, and then pay back the debt of the USD account of the card after purchasing foreign exchange. The repayment will immediately restore the available credit line and arrive in real time.

4. In the business outlets, you can use RMB to purchase foreign exchange for repayment. You can go to any outlet within the jurisdiction of Bank of Communications with your credit card and ID card, and repay the dollar debt after purchasing foreign exchange in RMB. The repayment will immediately restore the available credit line and arrive the next day at the latest.

Extended data

If the cardholder chooses Visa, MasterCard and other channels for consumption, the amount of consumption will be converted into US dollars and credited to the US dollar account of the credit card, and the cardholder must repay the US dollar account.

How do I repay the dollar account of my credit card? If the cardholder binds the debit card for automatic repayment, he should pay attention to whether the function of "automatic repayment by purchasing foreign exchange" is also enabled. If it is not opened, then no matter how much money is returned, it will not automatically purchase foreign exchange to repay the arrears. At this time, either call the customer service phone of the credit card center to purchase foreign exchange for repayment, or deposit at the bank counter, or purchase foreign exchange for repayment in RMB at qualified outlets. In addition, the cardholder also needs to know the specific regulations of the issuing bank and whether the automatic purchase of foreign exchange will use the RMB overdraft in the credit card to purchase foreign exchange.