After handling the Bank of Communications credit card, many small partners find that they don't need it or rarely use it, but they will have an annual fee if they don't use it, so they will think of canceling this Bank of Communications credit card. What is the procedure for canceling the credit card of Bank of Communications? Next, I will give you a detailed introduction below.

How to cancel the credit card of Bank of Communications?

Generally speaking, the cancellation of bank of communications' credit card is mainly handled by telephone, without going to the counter. First, you should dial the credit card number of Bank of Communications at 400-800-9888. Then you can switch to manual customer service. The user only needs to apply to the customer service staff for cancellation of the credit card, and the customer service of the credit card can go through the cancellation procedures after verifying the identity.

How long can I reapply for the credit card of Bank of Communications after cancellation?

Under normal circumstances, there are two situations for Bank of Communications to reapply after its credit card is cancelled. One is that users take the initiative to apply for cancellation of credit cards, and they can reapply after half a year. In another case, it is difficult to apply for a credit card bill again because the credit card is illegally used by the cardholder, unless the personal default record is completely eliminated.

Before Bank of Communications cancels the credit card, the first prerequisite is to ensure that the credit card account has no arrears, preferably no balance, otherwise the credit card cancellation will fail. This is because the bill of the Bank of Communications credit card is one cycle later than the actual consumption, so if the cardholder intends to cancel the Bank of Communications credit card, he may wish to cancel it after two bills after stopping using the credit card, especially those who have used the minimum repayment amount.

Finally, I would like to remind you that the cancelled Bank of Communications credit card must be cut or damaged to avoid falling into the hands of criminals and bringing you unnecessary trouble. In addition, after the cancellation of the Bank of Communications credit card, it is difficult to apply again in a short time.