the three-parent principle of credit card: visiting, signing and approving. The principle of three-witness credit card: witness the applicant himself, witness the original ID card and witness the applicant's signature. Cardholders can log on to the official website of the Bank of China Insurance Regulatory Commission and enter "three relatives" in the search field to see the specific content of the principle of "three relatives" of credit cards.

In order to prevent credit card fraud or theft, the Insurance Regulatory Commission of the Bank of China has promulgated the principle of "three relatives" for credit cards. Banks should strictly abide by the principle of "three witnesses" in handling credit cards, and the Bank of China Insurance Regulatory Commission will strictly investigate and deal with any bank violation.

according to the first paragraph of article 196 of the criminal law of the people's Republic of China, using a forged credit card or using a credit card fraudulently obtained with a false identity certificate is suspected of credit card fraud.

because criminals will use the cardholder's ID card to apply for a credit card, and then swipe the card to spend money, the cardholder's property and credit will suffer losses. Therefore, all banks must handle credit cards for cardholders in accordance with the principle of three relatives, and protect cardholders' property and credit from losses.

the principle of three relatives of credit card is a derivative principle of the principle of three relatives of credit card, and the essence of the two is the same. Cardholders should protect their identity cards, report the loss of their identity cards in time, and don't give criminals an opportunity.