It is difficult for students to apply for it. It should be because they cannot get a credit card.

First, you do not have the ability to repay debts;

Second, you do not have a stable financial income;

Three, credit card overdraft consumption requires high fees and high interest rates

Four, even if you apply for it, once you make a purchase and fail to repay it in time, your credit will be reduced. , that is to say, you will be a person with very bad credit, which will affect your future life and accompany you throughout your life. For example, if you want to buy a house in the future, no bank will lend you a loan; for example, if you want to buy a house worth one million , people can borrow 600,000 from the bank, but you can borrow less than a penny from the bank, and you have to raise one million yourself for one million.

As a college student, the most important thing is to study well. Your parents will give you money. What a happy time. You really want to use more money, but you don’t want to bring financial burden to your parents. , you can still make money in school, use weekends and after-school breaks to work part-time, so that when you spend the money earned from working, you will know what blood and sweat are, and you will know how to love your parents more! The most important thing is that this part-time job on campus will be of great help to you when you enter the society to find a job in the near future.

First: What society values ????now is not academic qualifications, but experience. In the future, you will have more confidence than others, instead of shrinking;

Second: In the face of When you are employed, you will have more peace of mind, because you have experienced the difficulty of finding a job in advance;

Third: When you enter society, what you face is not money, but interpersonal relationships. In this regard, you will be better than At the same time, graduates are more mature, and the social interpersonal relationships of flattery and cheating will make many children who have just graduated feel unprepared! But you know how to face difficulties and advance!

I hope you will keep this in mind. This is not a threat, a scaremongering, or an act of relying on one's own strength. It's not easy for your parents to have a hard life, and it won't be easy for you in the future either!

I hope our friends in the bank will not poison these innocent children