the platinum card is hierarchical. how did it come about? Will you frown and pout about such advertising words as "the amount is as high as 5 thousand" Advertising in the era of big data pays attention to the word precision, and advertising fees cannot be squandered. A little exciting. Who are those advertisements for? Is to give a very low amount, often feel inadequate, in front of the primary card god, I feel like a depilated phoenix … that kind. As a result, people with ordinary cards want gold cards, while those with gold cards want platinum cards, followed by high-end platinum cards, diamond cards and black gold cards. The credit card departments of banks have also understood the consumer psychology and followed the trend. By the time I wrote this short article, they have been wandering in the market for many years and are roughly divided into three "classes": pseudo-platinum cards, small platinum cards and large platinum cards.

Is the amount of pseudo-platinum very low? Usually, the credit amount has a certain relationship with the credit card level. For example, the amount of platinum card is higher than that of gold card. But ... that was many years ago. At that time, the amount of "Platinum Card" was indeed higher than that of "Gold Card", as if platinum was more valuable than gold. Later, in order to satisfy some psychology mentioned above, the marketing staff of the card department started an "enlarged meeting" for platinum cards. Whether platinum is called platinum or not, as long as you are willing, the amount will start at 1, yuan, and the annual fee will be zero. It doesn't matter, it's just a name. Why take it seriously?

in this way, the amount of platinum card is 2,, which seems to have become the industry standard. The card examiner does not exclude young people from applying for a platinum card, but simply calls it a white card. Welcome to apply. Specific to tens of thousands of cases, it depends on your qualifications and the mood of the card examiner (in fact, it is the tightness of the policy at that time, the tightness of the funds, the progress of the card department to complete the task, and so on). I also heard that someone's initial amount of platinum card is less than 1 thousand yuan!

must pseudo platinum be despised? So, how high is the amount of real platinum? Let's clarify the concept of "Platinum Credit Card" first. In the eyes of bankers, platinum cards are a big category, and unlimited cards, diamond cards and black gold cards all belong to this big category. There are three kinds of platinum cards circulating among Kamen, namely, pseudo-platinum, small platinum and big white gold. How to distinguish? Generally speaking, it can be said that: Big Platinum, named as "Platinum Card Zunshang Type", has high quota, high cost (for example, the annual fee is several thousand and cannot be reduced), difficult application and good rights and interests. Small platinum, followed by. Pseudo platinum, again. The name is Platinum Card, that's all.