The credit cards of China Merchants Bank are all very good, except that they have different value-added services and are aimed at different audiences. If you are a young person, you can apply for the youth card of China Merchants Bank. The threshold is quite low, there are many activities, and online shopping is very convenient. If you travel frequently, you can apply for a credit card jointly launched by China Merchants Bank and airlines, such as China Merchants Bank’s Air China credit card, which offers discounts on air tickets and insurance. China Merchants Bank credit cards can also be used, not only to buy air tickets, but also to book hotels and travel itineraries.
Easy-to-use China Merchants Bank Credit Card
1. China Merchants Bank Express Centurion Platinum Card. This credit card is very good and has many benefits. The annual fee is 3,600 yuan per year, but the cardholder can actually recover it through the card’s rights and interests. Cardholders receive free year-round access to PriorityPass airport lounges. If the flight is delayed for 3 hours, the maximum compensation is 4,000 yuan, and 600 yuan is set for 3-5 hours. Credit cards can be redeemed for different mileage at a ratio of 3:4. Miles from Air China, China Eastern Airlines, China Southern Airlines, British Airways, Air France-KLM, and Malaysia Airlines can be redeemed separately. In addition, cardholders can also enjoy golf services, car rental discounts, free oral care, etc.
2. China Merchants Bank Youth Edition black card face. This card comes in two colors: black and white. If the card value is higher, the black card is better, but the card rights are about the same. This card is China Merchants Bank’s entry-level card with a low threshold and is very suitable for users who have just entered the workforce. Although there is no other credit card, you can sign in and get points. You can participate in other credit card activities through points, and there are many activities to take care of.
3. China Merchants Bank Diamond Credit Card. This card is more suitable for wet nurses and dads with children, and its benefits are basically focused on children’s consumption. Cardholders can enjoy the comprehensive benefits of children's economy class air tickets on any direct domestic route 4 times a year (travel within 90 days). They get free access to the airport’s VIP lounge year-round and can bring a friend for free. In the event of a flight delay, the compensation varies depending on the hour of delay, with a maximum compensation of 4,000 yuan. Cardholders also receive free full-mouth fluoride treatment for children twice a year, and 7,000 points can be redeemed for one free health examination or two TCM consultations.