Credit card, advantages: you can swipe your card in advance, and there is no interest charge during repayment. At the same time, you can also withdraw the loan in installments, resulting in handling fees. Disadvantages: withdrawal and repayment are not free.

Flower buds, advantages: you can swipe your card in advance, and you don't charge interest during repayment. Disadvantages: Cannot withdraw cash.

Advantages of borrowing: you can withdraw cash and repay by installments, and the repayment will be free of charge on a daily basis. Disadvantages: There are interest charges.