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Credit card review

Is the Bank of Communications burning-themed credit card good? New credit card review!

Bank of Communications officially launched a new credit card with a burning theme. For those who are planning to apply for a credit card, they must want to know more about this card. Today, I will review the Bank of Communications Burn-themed Credit Card for everyone. I hope it will be helpful to everyone.

Basic information

The Bank of Communications Burn-themed Credit Card is a credit card mainly used by young people. There are two types, platinum version and campus version, with a maximum interest-free period of 56 days. In terms of credit limit, the platinum version has a credit limit of up to 300,000 yuan. The campus version differs depending on whether the cardholder is in school. The maximum credit limit is 2,000 yuan while in school and the maximum credit limit is 50,000 yuan after graduation.

Evaluation: For the Bank of Communications Burn-themed Credit Card, its most important highlight is its ability to grant credit to school students, which is something that most credit cards cannot do.

Special services

1. The Platinum Card of Bank of Communications Burn-themed Credit Card supports redeeming points for free family doctor services, annual e-book package services, and the highest discounts on Unilever’s rights platform, etc.

2. Bank of Communications Burn-themed Credit Card Platinum Card holders can also enjoy services such as the hottest Friday supermarket, 5% discount on gas, and up to 50% discount on food and beverages.

Evaluation: The services of the Bank of Communications Platinum Credit Card are very unique, especially the free family doctor service, which is a very important health benefit for people who are very busy every day. In addition, the Bank of Communications Burning-themed Credit Card also maintains the consistent Friday promotions of Bank of Communications credit cards, which is a great way to save money.

To sum up, the Bank of Communications Burn-themed Credit Card is good and has designed exclusive services for young people at all stages.

Evaluation from the perspective of benefits, annual fees, and credit limit: Is the CCB MUSE Credit Card worth it?

Since the CCB MUSE credit card was released some time ago, many people have been applying for it, and it has also become a hot topic among many card friends. We have also received many questions from people here about this credit card. So, is it worth getting a CCB MUSE credit card? Today, we will conduct an evaluation and analysis on the card’s benefits, annual fees, and limits.

Card benefits:

1. You can enjoy an 8% cash back discount when swiping your card offline at more than 10 overseas luxury brand designated merchants such as Chanel and Dior, as well as five major overseas duty-free shops;

2. Cardholders can enjoy a 100-yuan discount gift package for Starbucks/HiTea purchases, and cardholders can also enjoy five-star hotel buffets and afternoon tea "two people traveling together enjoy a 50% discount";< /p>

3. Cardholders can enjoy aviation accident insurance up to 5 million yuan, as well as flight and baggage delay insurance.

The most eye-catching benefit of this card is that you can enjoy discounts on overseas purchases. Because it is a VISA card, the benefits of this card are more suitable for those who like to go shopping abroad or spend time abroad. For people living and studying abroad. If you never go overseas for consumption travel, it is not recommended that you apply.

However, it can be applied together with Global Payment Card. If you are interested in Global Payment Card, you can also apply for this card.

Annual card fee:

As a platinum card, the annual fee of this MUSE Angel Edition credit card is naturally not low. The annual fee is 580 yuan per year. If paired with global payment white If you apply together, you will also have to pay the annual fee of 580 yuan for Global Payment.

However, the MUSE credit card is free of annual fees within the validity period, so if you apply for a single card, there will be no annual fee burden. If you apply for a set of cards, you will need to pay an annual fee of 580 yuan for Global Payment, but it can be waived as long as you swipe the card 10 times in a year. It is not difficult to reduce the annual fee.

Card limit:

CCB MUSE Credit Card is a standard platinum card, so the limit is naturally not low. The standard white limit basically starts at 50,000.

You can also choose to apply together with Global Payment. Global Payment is also a platinum card. However, even if you apply for two cards, their quotas are exclusive.

The above is the answer to "Is the CCB MUSE Credit Card worth it?" According to the photos, although the MUSE credit card has good cashback benefits for overseas purchases, this credit card is a VISA card, so it is not recommended for people who do not go abroad.

And if you want to apply for it, it is best to use it with Global Payment Card, so that it can be used in combination at home and abroad, and Global Payment Card is also a pretty good card.

Evaluation on benefits, annual fees, and credit limit: Is the Agricultural Bank of China Youran Platinum Credit Card worth it?

The Agricultural Bank of China's Youran Platinum Credit Card has been very popular with people since it was issued, and quite a few people have applied for this credit card. The benefits, annual fee, limit and other information of this credit card are It has always been a subject of discussion. So, is the Agricultural Bank of China Youran Platinum Credit Card worth it? Today I will conduct an evaluation from three aspects: the card’s benefits, annual fee, and limit.

Benefits:

1. Cardholders who meet the consumption standards can get cash back discounts, up to 20% cash back;

2. Cardholders in Beijing You can enjoy New Zealand’s convenient visa service when applying for a New Zealand personal visa in , Shanghai, Guangzhou and Chengdu;

3. Cardholders can enjoy "1 yuan" airport parking in designated airport parking areas or UnionPay exclusive parking areas Services;

4. Cardholders can enjoy 3 appointment registrations and full accompanying medical services per year.

Comments:

The card benefits of this credit card are still very good, but the card benefits are mainly for business travelers. Many of its benefits are concentrated on travel discounts and overseas Consumption. If you are a business traveler or love traveling overseas, you can apply for this card.

Annual fee:

The annual fee of this credit card is 580 yuan, but the annual fee is waived in the first year, and the annual fee is waived for the following year if it is used 12 times in a year. Annual fee.

Comments:

As a platinum card, its annual fee will certainly not be very low, but the annual fee burden of this credit card is not large, because you want to reduce the annual fee of this credit card. The annual fee for the card is also very easy. If you swipe the card up to the standard, the annual fee will be waived.

Amount:

To be precise, the Agricultural Bank of China Youran Platinum Card is a small platinum card, so its limit does not start at 50,000. Its limit is starting from 10,000.

Comments:

As a small platinum loan, although the limit is not particularly high, it is similar to most small platinum loans, and the Agricultural Bank of China’s limit is not capped. , so compared to other cards, this credit card is quite good.

The above is the answer to "Is the Agricultural Bank of China Youran Platinum Credit Card worth it?" I think the Agricultural Bank of China Youran Platinum Card is still worth buying. After all, this card has good benefits, a high limit, and no annual fee burden, so you can buy an Agricultural Bank of China Youran White Card.

Which banks offer Euro credit cards? Review of three Euro credit cards

Many card friends like to travel to Europe and want to apply for a Euro credit card, so that they can spend money in Euro countries and record accounts in Euros, which is very convenient. However, the most foreign currency cards issued by banks are US dollars, and Euro cards are only issued by a small number of banks. Here, we have compiled the three most common Euro credit cards. As for which one is better to use, it depends on how you choose.

Which banks offer Euro credit cards?

Most mainstream banks do not issue Euro cards, so Euro credit cards are still quite rare.

After searching the official credit card websites of major banks for a long time, I found that Bank of China, China Construction Bank, and Minsheng Bank have Euro cards.

The following is a detailed introduction:

1.

Card information

1. RMB/Euro dual currency, Visa/MasterCard Optional

2. The maximum account period is 50 days, and chip/magnetic strip is optional

3. The annual fee for the regular card is 12 euros, and the annual fee for the gold card is 22 euros. Annual fee waived for the first time

Card review

The Bank of China Great Wall International Card is a chip (EMV) credit card and a euro single currency credit card. You can use this card to spend money in Eurozone countries. , denominated in euros and settled in euros, can avoid foreign exchange losses caused by previous US dollar card or Hong Kong dollar card transactions.

In addition, you can enjoy interest-free installment repayment discounts of up to 24 months when you use this card to make purchases around the world. In terms of repayment, cardholders can use Euros or directly choose to repay in RMB.

2.

Card information

1. RMB/Euro dual currency, MasterCard

2. The maximum account period is 50 days Days, only magnetic stripe

3. The annual fee for gold card is 160 yuan, the annual fee for platinum card is 580 yuan, and the annual fee is waived for 18 transactions

Card evaluation

The European Travel Card is a RMB/Euro dual-currency credit card that can be used globally at home and abroad. Use this card to make purchases or withdraw cash in Eurozone countries and settle directly in Euros. You can save 1.5% of the foreign exchange fee, and all foreign currency transactions can be automated. Purchase foreign exchange and record it in RMB, and only need to repay in RMB.

In addition, this card not only enjoys the excellent functions, rights and services of the Dragon Card credit card, but also enjoys a wealth of exclusive special rights and services such as travel to Europe, business, and study abroad.

3.

Card information

1. RMB/Euro dual currency, UnionPay MasterCard

2. The maximum account period is 50 days Days, only magnetic strips

3. The annual fee for the gold card is 300 yuan, the first-year annual fee is waived, and the annual fee for the next year is waived after spending 5 times

Card evaluation

Minsheng Overseas Student Credit Card Euro Card is a RMB/Euro dual-currency card that can be used globally at home and abroad. Overseas card swiping saves high foreign currency transaction fees while avoiding secondary exchange rate risks, and all foreign currency consumption can be easily repaid in RMB. .

In addition, the card exclusively provides international students with a full set of preferential services for studying abroad, especially ultra-low discounts on laptops, electronic dictionaries and other study abroad supplies, international air ticket discounts, excess checked baggage, and global express discounts. It provides a number of special rights and interests such as RMB 3 million aviation accident insurance as a gift.

Summary:

The above is just information collected online. You can refer to it. From a comprehensive comparison, it seems that ICBC’s Euro Dual Currency Card is more reliable. The procedures are The fees are low, the annual fee and the number of credit card swipes are low, and there are many outlets. As for which one to choose, you have to compare it yourself.

This is the end of the introduction to credit card reviews and credit card reviews. I wonder if you found the information you need?