Is there any fee for the Postal Gold Card?

There is no annual fee for the China Postal Savings Card Gold Card. The annual fee for the Postal Bank Credit Card Gold Card is 125 yuan/year.

There is no annual fee for Postal Savings Bank of China’s debit cards (including Green Card VIP Gold Card), but when the average daily balance is less than 100 yuan, a small account management fee of 3 yuan will be deducted every quarter.

In May 2015, the annual fees and management fees of all bank and debit cards were cancelled. A bank can only apply for one card with no annual fee. There is no restriction on whether to apply for a new card or an old card. After that, zero fees can be achieved.

Note: Applications are required for annual fee exemption and other services. For example, if you apply for a new card after May 1st or a replacement card after reporting a loss, you will be exempted from the small account management fee if you do not take the initiative to apply. and annual fees, both of which still have to be charged.

The annual fee for the Postal Bank Gold Credit Card is 125 yuan per year. There is no annual fee for the first year of application. Annual fees will be incurred from the second year, but the card will be waived for the following year if the card is swiped 6 times within a year. Annual fee means that as long as the cardholder swipes the card 6 times or more per year after applying for the card, there is no annual fee. In addition to revolving credit, consumption installments, cash advance, optional password, and other services, the Postal Bank Gold Card also has many special services such as air ticket and hotel reservations, supplementary card limit adjustment, 48-hour card loss protection, and free transaction reminders.

Special features of Postal Bank Credit Card Gold Card:

1. Real-time transaction reminder--as long as there is a transaction in your account, you can receive free transaction text message reminders from Postal Bank.

2. 50% cash advance ratio-Gold card holders can enjoy a cash advance ratio of up to 50%.

3. Exclusive gift redemption--Postal Savings Bank of China provides exclusive gold card gift redemption for gold card holders. The gifts are high-end, diverse, exquisite and practical.

4. Double points on your birthday - 1 point for 1 yuan, valid forever, double points on your birthday.

5. Exclusive VIP service - Postal Savings Credit Card Gold Card cardholders can enjoy priority queuing service when handling business at the Postal Savings Bank customer service hotline.

6. Emergency credit limit adjustment--when a customer has emergency credit limit requirements and meets Postal Savings Bank's temporary credit limit adjustment conditions, the temporary credit limit adjustment can be achieved within 24 hours.

7. Supplementary card limit control - you can freely set the credit limit for the supplementary card. You can share the limit with the main card, or you can set it according to a certain proportion or amount of the main card's credit limit. Supplementary card limit.

Do I need to pay a membership fee for the Postal Bank Gold Credit Card?

There is no membership fee for the Postal Bank Gold Credit Card. However, there is an annual fee. The annual fee for the Postal Bank Gold Credit Card is 125 yuan per year. There is no annual fee for the first year of application. Annual fees will be incurred from the second year, but the annual fee for the next year will be waived if the card is swiped 6 times in a year. , that is to say, as long as the cardholder swipes the card 6 times or more per year after applying for the card, there will be no annual fee. In addition to revolving credit, consumption installment, cash advance, and password optional services, the Postal Bank Gold Card is available.

Gold Card Advantages

In addition to all financial functions, the UnionPay Platinum Card also provides a 24-hour exclusive platinum service hotline, online banking services, account change SMS reminder services, and counter priority services. . In addition, some banks have equipped platinum cards with value-added services such as public traffic accident insurance, airport VIP lounge services, exclusive health care, golf reservation services, and financial management butlers. The credit limit is generally relatively large, and each bank stipulates that The maximum limit for regular cards is 50,000, and the maximum limit for gold cards is 200,000.

Why does the Postal Savings Bank of China credit card have an annual fee of more than 120?

. Does a Postal Savings Bank of China credit card require an annual fee? How much is it?

1. There are two types of Postal Savings Bank of China credit cards: There is no annual fee for Puka. The annual fee for the gold card is 120 yuan. The annual fee is waived in the first year. After that, you can waive the annual fee by swiping it 6 times a year. There is no limit to the amount.

Credit card application conditions: over 18 years old; hold a valid ID card; have no bad credit record; have proof of regular employment; proof of income stamped with the financial seal of the unit; other proof of financial resources, such as bank deposits, real estate, cars, stocks, bonds etc.; proof of social pension insurance; provide two contact persons. 2. The first three conditions must be met. Provide 4-8 pieces of supporting materials as much as possible. Specifically, the following information can be included. Provide as much as possible selectively to ensure smooth passing of the review and increase the information quota.

2. Do I need to pay an annual fee for a Postal Savings Bank credit card?

1. An annual fee is required, and the annual fee standards are as follows: The annual fee is waived for business cards. The main card of transportation co-branded card is 50 yuan/year. The annual fee for the main card of the Love Charity Card is 50 yuan, and the annual fee for the supplementary card is 20 yuan. The annual fee for the main youth card is 50 yuan, and the annual fee for the supplementary card is 20 yuan. There is no annual fee for other Puka products. The self-mailing group co-branded card costs 100 yuan/year for the main card and 50 yuan/year for the supplementary card. The Zhongyuan Food Card co-branded card is 200 yuan/year, and the supplementary card is 60 yuan/year. The main card of transportation co-branded card is 125 yuan/year. Gold leaf card C level is 280 yuan/year. Gold leaf card B level is 500 yuan/year. 1Gold leaf card A level 800 yuan/year. 1 Automatic installment card Lucky Edition 298 yuan/year. 1The automatic installment card growth version is 198 yuan/year. 1The annual fee for other gold card products is 125 yuan/year for the main card and 60 yuan/year for the supplementary card.

Extended information: Annual fee preferential policy for regular card-level customers: Transportation co-branded cards are exempt from annual fees in the first year, and annual fees for the following year are waived after 6 purchases. The annual fee for the Love Charity Card and Youth Card is waived in the first year, and the annual fee is waived for the following year after spending 6 times. Preferential annual fee policy for gold card level customers: The annual fee for the self-mailed co-branded card is waived in the first year, and the annual fee for the following year is waived after spending 6 times. The Zhongyuan Gourmet Card co-branded card is exempt from annual fees in the first year, and will be exempted from annual fees in the following year after spending 10 times. The annual fee for the transportation co-branded card is waived in the first year, and the annual fee is waived for the following year after spending 6 times. Gold Leaf Card C level is charged in the first year, and if the single transaction installment or bill installment amount is 5,000 or more and the number of installment transactions is 4 or more, the annual fee for the next year will be exempted. 2. Gold Leaf Card B level is charged in the first year, and if the single transaction installment or bill installment amount is 5,000 or more and the number of transactions is 7 or more, the annual fee for the next year will be exempted. 3. Gold Leaf Card A-level is charged in the first year, and if the single transaction installment or bill installment amount is 10,000 or more and the number of transactions is 5 or more, the annual fee for the next year will be exempted. The annual fee for all-currency cards is waived in the first year, and the annual fee for the following year is waived after 12 purchases. The Hongyun version of the automatic installment card is free of annual fees in the first year, and is free of annual fees for the following year if the card is spent over 15,000 yuan. The annual fee is waived for the first year and the following year from April 1, 2016 to December 31, 2017. The growth version of the automatic installment card is free of annual fees in the first year and will be free of annual fees for the following year if the card is spent over 10,000 yuan. Other gold card products are exempt from annual fees in the first year, and will be exempted from annual fees in the following year after spending 6 times. Postal Savings Bank of China - Card User Guide - Fee Standard

3. Is it necessary to pay an annual fee to open a Postal Savings Credit Card?

1. Postal Savings Credit Card is free of annual fees for life. Only the gold card is 125 yuan/year for the main card and 60 yuan/year for the supplementary card. Definition of credit card: A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit. 2. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the BillingDate. 3. Credit cards are classified as follows: Credit cards can be divided into credit cards and quasi-credit cards based on different repayment methods. When the card-issuing bank provides bank credit, it is first used as an overdraft, and then repaid or paid in installments. Most of these cards are used internationally. 4. In other words, the method that cardholders are allowed to pay off if there is no deposit in their credit card account is "spend first, deposit later". Most of these cards are used internationally. It is a credit card issued by a bank that allows you to deposit money first and spend later.

When applying for a credit card, cardholders need to deposit a certain amount of money in the card-issuing bank for backup. Cardholders need to use the deposit balance as a basis when using the card. Overdrafts are generally not allowed. 5. Introduction to credit card overdraft: Credit card overdraft is a short-term overdraft within the prescribed limit given by the credit card issuer to the cardholder when making purchases with the card. For credit cards, allowing "spend first, repay later" and overdraft are important features. For debit credit cards, "deposit first, then spend", but on the premise that it is determined to be a bona fide overdraft and repayment is guaranteed, cardholders are also allowed to overdraft an appropriate amount within a short period of time when they are in urgent need of funds. Overdraft interest is generally much higher than that of bank loans in the same period, and card issuers have a complete set of measures to prevent and pursue overdraft risk losses.

4. What is the annual fee for the Postal Bank Credit Card Gold Card?

1. 1. The annual fee for the Postal Bank Credit Card Gold Card: 125 yuan/year for the main card and 60 yuan/year for the supplementary card . 2. Remarks: The interest-free period is 20-51 days; the minimum repayment ratio is 10; the domestic cash withdrawal fee is 1 of the transaction amount, with a minimum of 10 yuan, and an additional 2 yuan handling fee for inter-bank transactions. 2. Overseas, the transaction amount is 1 yuan, with a minimum of 20 yuan; the late payment fee is 5 yuan for the minimum unpaid amount, with a minimum of 10 yuan; the over-limit fee is 5 yuan for the over-limit amount, with a minimum of 5 yuan and a maximum of 200 yuan; access to a copy of the bill handling fee 10 yuan/copy, the original is 50 yuan/copy; the handling fee for re-sending the bill is free within 3 months, and 5 yuan/copy for more than 3 months; the handling fee for overpayment recovery is 0.5 of the transaction amount in the country, with a minimum of 10 yuan , an additional 2 yuan handling fee will be charged for inter-bank transactions. Overseas, the transaction amount is 0.5, with a minimum of 20 yuan; the loss reporting fee is 40 yuan/time; the replacement card fee is 20 yuan/time; the password reset fee is 15 yuan/time.

5. What is the annual fee for the Postal Bank Card?

1. There is no annual fee for the Postal Bank Green Card. Postal Savings Bank of China’s debit cards (including Green Card VIP Gold Card) have no annual fee, but when the average daily balance is less than 100 yuan, a small account management fee of 3 yuan will be deducted every quarter. 2. Extended information Postal Savings Bank of China, referred to as PSBC, was officially established on March 20, 2007. It is the fifth largest bank in China and a state-owned commercial bank established on the basis of reforming the postal savings management system. 3. Postal Savings Bank of China will inherit the postal financial business operated by the former State Post Bureau and China Post Group Corporation and the resulting assets and liabilities, and will continue to engage in business approved and approved by the original business scope and business license documents. Reference Encyclopedia - Postal Savings Bank of China

6. How much is the annual credit card fee?

Everyone is different, the less is 80, 150, the more is 450, 2000. However, most credit cards can waive annual fees for the current or next year by swiping a certain number of times or a certain amount within a certain period of time. You can check the specific situation by calling the customer service number on the back of your credit card. Most of China Merchants Bank's cards are free. China Merchants Bank Credit Card Application

7. How much is the annual fee for a Postal Savings Bank Card?

The Postal Savings Bank of China will not charge you any fees for opening an account. There are no annual fees, card fees, small account management fees, because it is still an enterprise and does not belong to a state-owned bank. Therefore, the annual fee has not been activated yet. Customer service hotline: 96200, you can also call 11185

8. How to charge the annual fee for the Postal Savings Zodiac Credit Card

1. There are two types of Postal Savings Credit Card: the regular card and the gold card that does not charge an annual fee. The annual fee is 120 yuan. The annual fee is waived in the first year. After that, you can waive the annual fee by swiping it 6 times a year. There is no limit on the amount.

How much is the annual fee for a postal credit card?

1 , Regular Card: No annual fee, except for special products otherwise specified.

2. Gold Card: 125 yuan/year for the main card and 60 yuan/year for the supplementary card. The annual fee is waived in the first year, and if certain card usage conditions are met, the annual fee is waived in the following year. Except for special products otherwise specified.

3. Dingya Platinum Card: 500 yuan/year for the main card and 200 yuan/year for the supplementary card. The annual fee is waived in the first year, and the annual fee is waived for the following year if you spend 70,000 yuan or 20 transactions.

4. Dingzhi Platinum Card: 2,600 yuan/year for the main card and 1,300 yuan/year for the supplementary card. A certain amount of points can be redeemed for the annual fee.

Annual fee: Gold card main card 125 yuan/year, supplementary card 60 yuan/year; regular card annual fee is waived for life

SMS service fee: gold card free, regular card 3 Yuan/month/household

Interest-free period: 20-51 days

Minimum repayment ratio: 10

Cash withdrawal handling fee: domestic, 1% of the transaction amount ,: Minimum 10 yuan, an additional 2 yuan handling fee will be charged for inter-bank transactions. Overseas, transaction amount 1,: minimum 20 yuan

Late payment fee: 5 yuan of the unpaid minimum repayment amount, minimum 10 yuan

Over-limit fee: 5 yuan of the over-limit amount: Minimum 5 yuan, maximum 200 yuan

Bill retrieval fee: copy 10 yuan/copy, original 50 yuan/copy

Reply bill processing fee: free within 3 months , 5 yuan/copy for more than 3 months

Handling fee for overpayment recovery: domestic, 0.5 of the transaction amount, minimum 10 yuan, and an additional 2 yuan handling fee for inter-bank transactions. Overseas, 0.5 of the transaction amount, minimum 20 yuan

Handling fee for reporting loss: 40 yuan/time for gold card; 20 yuan/time for ordinary card

Handling fee for password reset letter: 15 yuan /times

Extended information:

PSBC Credit Card is a RMB credit card. It is a UnionPay standard card and has all the functions and services of a UnionPay standard credit card. It can be used for free consumption at home and abroad. The card is valid for three years and can have four additional cards. The main pattern of the Postal Savings Bank of China credit card is the Chinese character "ding", the background color of the regular card is blue-green, and the background color of the gold card is golden yellow.

According to statistics, as of October 2010, the business of the Postal Savings Bank of China has fully covered all prefecture-level cities and 2,100 counties, cities and major towns across the country, with more than 4,500 outlets nationwide. This business has been started. In just a few years, the Postal Savings Bank of China has developed very rapidly. From the launch of its business to October 2010, the Postal Savings Bank of China has issued loans to nearly 4 million households across the country, with an amount of more than 230 billion yuan, with an average loan of about 5.9 Ten thousand yuan, the Postal Savings Bank of China has distributed more than 150 billion yuan in rural areas at and below county level.

What is the general annual fee for postal credit cards?

General cards: No annual fee, except for special products that are otherwise stipulated.

Gold Card: 125 yuan/year for the main card and 60 yuan/year for the supplementary card. The annual fee is waived in the first year, and the annual fee is waived in the following year if certain card usage conditions are met. Except for special products otherwise specified.

Dingya Platinum Card: 500 yuan/year for the main card and 200 yuan/year for the supplementary card. The annual fee is waived in the first year, and the annual fee is waived for the following year if you spend 70,000 yuan or 20 transactions.

PSBC Credit Card is a RMB credit card and is a UnionPay standard card. It has all the functions and services of a UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years. , four supplementary cards can be set.

The main pattern on the Postal Savings Bank of China credit card is the Chinese character "ding", the background color is blue-green for regular cards, and golden for gold cards. The main pattern on the Postal Savings Bank of China credit card is the Chinese character "ding" and the background color is blue-green. "Ding" - Since ancient times, "Ding" has been regarded as an important weapon passed down from the country and a symbol of the country and power. The word "ding" in the Chinese character is also given extended meanings such as "prominence", "noble" and "grand". The card uses "ding" as the main design element, reflecting the connotation of sincerity and trustworthiness, and the promise of a thousand pieces of gold, as well as the postal savings bank of China. Your" service commitment. Puka blue and green background color - integrating the concept of green, healthy, convenient and fashionable life. The golden background of the gold card - 24K gold courtesy, shows the noble life. Special shiny material-international advanced technology, highlighting the fashion and noble quality of cardholders.

The Postal Savings Bank credit card is a UnionPay standard RMB credit card. It has rich functions such as overdraft consumption, overdraft cash withdrawal, and installment payment; it provides a 24-hour customer service hotline, free bill delivery, and self-deducted repayment. Related services. In addition, there are powerful functions such as free transaction fees for repayment in other places, free text message reminders for large transactions, and interest-free period discounts for consumption. The blue-green card background symbolizes peace, life and hope, injecting a relaxed, cheerful, convenient and fashionable card use concept into life.

The biggest feature of the Postal Savings Bank Credit Card is that there is no annual fee for life. After applying for a Postal Savings Bank Credit Card, customers will no longer have to worry about complicated annual fee reduction rules. Moreover, this credit card has many repayment methods: cardholders can repay through various Postal Savings Bank outlets, automatic transfers, self-service deposit machines, ATM machine transfers, etc.

This is the end of the introduction about the annual fee of the Postal Credit Card Gold Card and the annual fee of the Postal Gold Card. I wonder if you found the information you need?