Safety: You don’t need to carry a large amount of Japanese yen cash to Japan. You can easily do it with just a UnionPay card, ensuring personal and financial safety. UnionPay cards have a password authentication system that can protect the security of your transactions anywhere.

Affordable: Using a UnionPay card, you don’t have to pay 1 to 2 yuan for currency conversion, and the handling fees for direct withdrawals from ATMs are also relatively low. In addition, Japanese merchants have many promotions for UnionPay cardholders.

Convenience: You don’t need to apply for a new card before departure. Most bank cards with the UnionPay logo that are used daily in China can be used overseas. China UnionPay also provides overseas Chinese customer service telephone numbers, and some ATM machines have Chinese characters. Interface; use the RMB in the account for direct settlement, and there is no need to purchase foreign exchange for repayment after returning.

POS card consumption

Scope of use

All merchants with a "UnionPay" logo can accept UnionPay cards. Some merchants may not have a "UnionPay" logo. , cardholders can take the initiative to present their UnionPay card and ask the cashier whether it can be used.

Merchant Features

Currently, there are more than 16,000 UnionPay merchants in Japan, mainly including airport duty-free shops and large electrical appliance chain stores (including Akihabara Electric Street in Tokyo and Nihonbashi Electric in Osaka). Street), department stores, brand-name specialty stores, drugstore chain stores, etc. in Ginza and Shinjuku in Tokyo, Umeda and Shinsaibashi in Osaka.

Card types accepted

Bank cards with the UnionPay logo.

Warm reminder: If you use a dual-currency card, it is recommended that the cardholder actively asks the cashier to choose the UnionPay network to ensure that you can enjoy the benefits and discounts of the UnionPay network. Since credit cards have certain consumption limits, for large purchases such as luxury goods, it is recommended to use UnionPay debit cards. Debit card consumption is only limited by the account balance (except when individuals set consumption limit limits).

Relevant charges

When using UnionPay cards to make purchases at merchants, cardholders do not need to pay handling fees.

When you choose UnionPay network for consumption, compared with other bank card networks, currency conversion fees ranging from 1% to 2% are waived for the amount of local currency consumed.

The amount will be directly converted into RMB according to the market exchange rate, and will be credited to the cardholder's RMB account in a timely manner by the card-issuing bank.

Signature and Password

Whether it is a debit card or a credit card, please sign the signature strip on the back of the card. When purchasing with a credit card, please sign the purchase form for verification by the cashier. Regardless of debit card or credit card, please enter the password when swiping the card; for cards without a password, just press Confirm. Don’t set your card password too simply. When entering the password, it is recommended to cover the password keyboard with your hands to prevent being photographed remotely.

ATM withdrawals

Scope of use

UnionPay can be used at tens of thousands of ATMs in Japan Postal Savings Bank, Bank of Tokyo-Mitsubishi UFJ, SEVEN Bank, Sumitomo Mitsui Banking Corporation and other institutions. Withdraw Japanese yen cash via card. Japan Post Bank's ATMs do not support the inquiry function. UnionPay cards cannot be used for bank counter transfers and cash withdrawals overseas.

Accepted card types

Except for domestically issued dual-currency cards that can be used at Japan Post Bank and SEVEN Bank ATMs without going through the UnionPay network, other ATMs can accept dual-currency cards. All bank cards with the UnionPay logo. Since credit card withdrawals require overdraft interest, cardholders are advised to use UnionPay debit cards for overseas withdrawals.

Charges and Withdrawal Limits

When using UnionPay cards to withdraw money from ATMs abroad, according to the regulations of the national competent authorities: the daily cumulative withdrawals of a single UnionPay debit card shall not exceed 10,000 yuan. For the equivalent foreign currency, please consult each card-issuing bank for the daily withdrawal limits of UnionPay credit cards.

The card-issuing bank will charge a certain handling fee for overseas withdrawals. Please consult the card-issuing bank for specific rates, daily withdrawal times for a single card, each withdrawal limit, cumulative withdrawal limit, etc. In addition to the handling fees charged by domestic banks, some ATM institutions in Japan will also charge an ATM service fee of 75 yen or 110 yen.

When you choose UnionPay network to withdraw money, compared with other bank card networks, currency conversion fees ranging from 1% to 2% are waived. The amount of local currency withdrawn will be directly converted into RMB amount according to the market exchange rate. And the card-issuing bank will credit the cardholder's RMB account in a timely manner.