Bank points are worthless. 440 Bank of China points are equal to 1 yuan, and 10,000 points are 22.7 yuan. 300,000 points cost about more than 600 yuan, and they cannot be used for cash withdrawal, but can only be used to redeem gifts. For example: it can be used to exchange for Samsonite trolley cases, Zwilling pots, knives, hand cream, driving recorders, etc. In addition to using full points to redeem, you can also redeem half points and half cash. Take the Sinopec 100 yuan recharge coupon with 110,000 points as an example. You can choose to redeem it with 5.50,000 points + 55 yuan in cash.

1. Credit card points have many uses. The following are some common ones:

1. Redeem gifts. You can go to the bank's official website of your credit card to look for credit card points options, and you can see the gifts that the points can be redeemed for. In addition to physical objects, there will also be some products, experiences, and the like.

2. Points mall to redeem gifts, you can go to the mall to redeem gifts. Points can be used to redeem goods or deduct a certain amount at bank partner merchants. Merchants such as Starbucks often have such credit card point redemption activities.

3. Points can be used to change oil. For example, CCB Long Card car card points can be used to change oil. It is a type of CCB credit card oil card. Car card points are generally redeemed for oil. The car owner's card may also be redeemed for oil or tolls.

4. Redeem airline miles. Points from some credit cards can be directly exchanged for airline miles, and the miles converted from points can be used when you go on a business trip or travel.

5. Some credit card points can also be directly redeemed for annual fee reductions.

2. Main business of Bank of China

1. Corporate financial business

It is the main source of business profits of Bank of China. It is based on the bank’s core credit products. Provide customers with personalized and innovative financial services. In 2007, corporate finance continued to focus on improving the customer service system, promoting overall business linkage, strengthening product innovation and implementing management transformation, establishing a corporate finance segment and strengthening line management. Bank of China implements the development strategy of serving key large-scale high-quality corporate customers, focusing on long-term cooperative relationships with large-scale high-quality customers. At the same time, it is clear that small and medium-sized enterprise business is an important part of corporate financial business, and is committed to becoming an efficient, professional and capable of meeting the comprehensive needs of small and medium-sized enterprises. partners.

2. Personal financial business

Mainly targeting the financial needs of individual customers, it provides services including savings deposits, consumer credit and bank cards.

3. Deposit business

The Bank of China actively responds to the impact of the rapid development of the capital market on the RMB corporate deposit business and vigorously develops the RMB corporate deposit business.

4. Loan business

Bank of China continues to strengthen loan structure adjustment, increase investment in key supporting industries, and achieve optimal allocation of credit resources.

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