1, go to the bank to solve it.
Carry ID card, bank card and other related documents, and automatically deduct money from insurance to the corresponding bank to handle related business. You can bring your ABC certificate, ask the staff in the lobby for relevant business information, and then help fill in the registration form under his guidance. Secondly, let the numbers line up, and the bank staff will help you operate the specific business.
2, the insurance company to solve
You can call the service staff of the insurance company directly and explain the relevant situation to him directly. The staff will help you handle it properly. You can also go to China Life Insurance Company official website to find the corresponding unbound business.
3. Go through the surrender procedures.
A more direct way to cancel the automatic deduction is to make the balance in the deduction account less than the premium, so that the deduction cannot be made. But in order to avoid unnecessary trouble, it is more appropriate to surrender.
Matters needing attention
1. It is suggested that when providing bank card accounts, you should try not to provide salary cards or ordinary cards, but set up a separate one.
2. If you need to surrender, you only need to transfer the funds in the insurance consumer's account in advance. If the loss is enlarged due to the negligence of the marketing staff, you can directly complain to the insurance company for settlement.
3. When buying insurance, be sure to read the contents of the agreement clearly, such as automatic deduction, and you can leave it unchecked under appropriate circumstances. So the insurance company has no right to deduct money.
How to refund the automatic deduction of Xinhua Life Insurance? Ant Bao Bian Xiao believes that it is not difficult to cancel the automatic deduction business, but it is not very simple. Mainly because the contract of automatic deduction was signed at that time, that is to say, you have allowed them to automatically deduct money from the bank card, so when you want to cancel, you need to communicate with the insurance company or go directly to the company's outlets for consultation.
Why do insurance companies automatically deduct money from bank cards?
When you buy insurance, you will be asked to fill in many materials, including an application for authorizing transfer and deduction. Signing it is equivalent to authorizing the insurance company to automatically deduct money from the submitted bank account.
If it is determined that the relevant authorization application has not been signed, the insured company will automatically transfer money and can report it to the CIRC. If you don't want to buy insurance, you can sue in court and ask the insurance company to return the unjust enrichment. The insurance company's terms are "automatic renewal by default", so you need to ask the insurance company, otherwise the insurance company will continue to deduct money even if the insurance expires in the future.