Yes, the first withdrawal every month is free. The first cash withdrawal of China Merchants Bank young Card is free every month, which means the same as the cash withdrawal of savings card;

The so-called cash withdrawal (pre-borrowing cash) means taking credit card limit as cash and withdrawing money directly from ATM. The withdrawal limit is 50% of the fixed limit. If you have a limit of 3,000 yuan, you can withdraw up to 1.500 yuan. YOUNG card is free of cash withdrawal fee, but interest is inevitable and there is no interest-free period. You can collect money for as many days as you want, that is, five ten thousandths of a day. For example, after taking 1500 yuan, although the withdrawal fee of 15 yuan is exempted, interest of 0.75 yuan will be charged every day until it is paid off.