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Can I save money with a credit card?

You can deposit money with a credit card, but there will be a handling fee for withdrawing money after depositing.

Minsheng credit card overpayment handling fee: Our bank's domestic overpayment handling fee is free ;

Other banks charge 1% of the transaction amount, with a minimum of RMB 1 yuan (the inter-bank over-the-counter withdrawal service is not currently available, and transferring a Minsheng credit card to another bank's card is regarded as a withdrawal from another bank).