The procedure for credit card lawsuits has the following two steps: 1. First, the actor needs to write down relevant matters in the complaint, including the plaintiff’s basic information, the defendant’s basic information, the actor’s claims and the basis for the lawsuit. Facts and reasons, evidence and sources of evidence, names and addresses of witnesses; 2. Secondly, the perpetrator needs to submit a complaint to the people's court with jurisdiction and submit a corresponding number of copies according to the number of defendants. Article 120 of the "Civil Procedure Law" Form of Prosecution: A complaint shall be submitted to the People's Court, and copies shall be submitted according to the number of defendants. If it is really difficult to write a complaint, you can file a complaint orally, and the people's court will record it in the transcript and notify the other party. Article 121 The complaint shall state the following matters: (1) The name, gender, age, ethnicity, occupation, workplace, residence, and contact information of the plaintiff; the name, residence, and legal status of the legal person or other organization; The name, position, and contact information of the representative or principal responsible person; (2) The name, gender, work unit, residence, and other information of the defendant, and the name, residence, and other information of the legal person or other organization; (3) The litigation claim and the basis for the lawsuit Facts and reasons; (4) Evidence and sources of evidence, names and addresses of witnesses.