You can pay directly with a credit card when purchasing goods on Xiaomi’s official website, but only if your credit card has personal online banking and has the online payment function enabled. The purchase process is as follows:

1. After selecting the product on Xiaomi’s official website, select Purchase to jump to the payment interface.

2. Select bank card - credit card on the payment method selection interface. After verifying the credit card information, you can enter the password to make payment.

It should be noted that if your credit card has an online payment limit, you also need to adjust the payment limit to an appropriate amount on online banking before purchasing, otherwise there may be problems when purchasing and paying.