"Card has been produced" means that the credit card has been approved and the bank has produced the credit card slip. After three working days (excluding statutory holidays and Saturdays and Sundays), you can take your ID card to receive a text message notification. You can collect the card at any outlet.

Take China Merchants Bank Credit Card as an example:

1. Application conditions

Chinese residents who are over 18 years old, have full capacity for civil conduct, and have good credit standing. Foreigners and compatriots from Hong Kong, Macao and Taiwan who permanently reside in China can apply for a personal credit card master card from the card issuer with their valid identity documents.

The main cardholder of the personal card can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct. The main cardholder can apply to cancel the supplementary card at any time.

2. Application materials

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required). Military personnel need to provide a copy of the military ID card.

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), or A copy of the original and marked work permit that has been verified by the promoter;

3. Proof of financial resources: it can be salary records issued by the bank, or income tax withholding certificates, or houses, cars, deposits and investments Market value certification documents (such as real estate certificate/car driving license/copy of bank deposit certificate) and other information that can prove your financial level.

4. Other documents available for reference include: social insurance personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.

If you are an individual private business owner, you can provide your individual business license and tax bills for the past three months, and you can also provide other financial proof: income tax withholding certificate; copy of your own real estate certificate; own car driving license Copies; bank deposit certificates and other documents that can prove your financial level.

3. Application method

1. Apply in store; staff from the credit card department of the local branch of China Merchants Bank will come to apply for the card; make an appointment online, and a dedicated person will come to collect the card.

2. Online appointment application qualifications: "Easy appointment, door-to-door card application" application conditions include the following three points but are not limited to these. Whether the final application conditions are met is still subject to the review of China Merchants Bank Credit Card Center.

3. Gifts for new customers applying for and recommending cards:

During different activities, new customers who apply for different cards will be given different gifts or points.

Recommend a friend to apply for a card or apply for a supplementary card for a relative, and you may receive corresponding gifts.

Extended information:

Credit card production

Credit card production is roughly divided into two steps: card and card surface. In the card production process, the main task is After forming the base card, each credit card will be labeled with a different label and the iconic coat of each bank as a distinction after it comes out of the assembly line; in the card surface production process, the main task is to complete the writing and printing of information for the card. Specific processes such as numbering and sealing are detailed processing.

Credit Card Creation Process

1. Submit the information. This step takes about three days. During this period, the bank collects the application information and sends it to the head office.

2. It takes 10 to 15 days for the bank to review the information. At the same time, the bank will also call the applicant to verify the situation.

3. After passing the review, the card production process begins, which may take about 3 days.

4. After the card is produced, the bank will send the credit card via registered postal mail. It will take 3 to 5 days to receive it in the same city, and 7 to 10 days in another place.

5. Generally speaking, it usually takes more than half a month from applying for a credit card to getting the credit card.

As an indispensable consumption tool for contemporary people, credit cards undoubtedly occupy a very important position in our lives. At the same time, the application and card-issuing process have certainly attracted people's attention. But what we must know is that the purpose of applying for a card is to enable better consumption, not to get it after applying. Therefore, we should pay more attention when choosing a credit card. Choosing the right one is the prerequisite for good use in the future.

Baidu Encyclopedia - China Merchants Bank Credit Card

Baidu Encyclopedia - Credit Card