There are many people like you in places where you can't see them, and so is our family, all of whom are carrying on step by step. In fact, as long as the family is healthy, as long as they work together to face [Yi tooth]. < P > Yes, I am, 3 years old, with 3 debts, and my credit card, online loan and Alipay are all overdue. I was forced to go from my hometown of Yunnan to work in the largest clothing factory in Asia in Beilun District, Ningbo City, Zhejiang Province to pay off my debts. I went to work for 12 hours every day, standing in shifts and working in two shifts. I can't tell you how it is over.

alas! Nowadays, there are many people who are heavily in debt and work hard. Some are loans for buying houses, some are due to medical treatment or some reasons. Most people are mainly burdened with heavy debts by high housing prices. I wake up every morning and look at the monthly loans to be repaid. I dare not relax a little. I can only grit my teeth and work hard to make money and pay off debts. I am tired! I can't help it. Who told me that I wasn't born with a golden key? Who calls himself not a rich second generation? I can't help it. I need to work hard to get everything I own. I also want to live a drizzly life. I don't have to work hard for money. I have to stretch my hand for clothes and eat my mouth. But it backfired. In real life, I need money to buy a house to live in, a car to travel, money to support my children, money to honor my parents, money to live, and money to plan for my future pension ... That doesn't need real money? How many places in the family that spend money are waiting to make money by themselves, and nothing is said, but tears … working to make money.

39 years old and currently in debt of 2, yuan.

I swiped my credit card, borrowed Xiaomi, borrowed Baiji, and kept going around very well. I also paid back the loan slowly. Later, starting from Xiaomi, I borrowed Baiji, and the credit card successively lowered the amount and raised the interest rate. At one time, the capital chain was broken, and the collection phone kept harassing my family and colleagues.

I used to think that these loans were quite human and sloppy!

It's really terrible for capitalists to turn their faces against each other. Huang Shiren has to pull over.

A well-known bank credit card earned me about 1, installment fees and interest in three years. The key point is that these fees could not have been needed. Their bank customer service calls every day to persuade installment, and their ears are soft, which makes them into the pit. It can be said that when they enter the installment, they are as deep as the sea, and then they are penniless, and then they say that they will reduce the amount, and by the way, they will harvest the last blood, with the lowest interest of 1,+per month.

I only blame myself for my indecision. When I have money, I feel that doing a favor and running a business will not cost a few dollars. Only when I am down and out can I see that these are just vampires.

The mistake started with getting a credit card, so kindly advise you never to get a credit card! Never get a credit card! Never get a credit card! Never take out a loan! Never take out a loan! Never take out a loan!

in terms of credit cards and loans, it can be said that "taking a step forward is beyond redemption."

Stop talking, it's tears if you talk too much. Move the bricks! [Tears] [Tears] [Tears]

Tell me about myself. Among all kinds of people in debt, it should be more than 15,. And I don't have a family that can solve these debts by confessing to my family, or even have nowhere to confess, and everything depends on myself.

My trough is long and dark, which largely depends on my mentality. I always think about how much money I can earn by working. Even if I go to work, what's the use of those wages except living expenses, which is only enough to pay interest? I am a business debt. I have never worked since I was a child, and I have never seen other people's faces. Therefore, if you are in debt, you used to be a part-time worker. Congratulations, you already have an advantage over me, because it took me a year to get out of this stage.

when you have to get out of the decadent period, throw away all negative energy and face the reality positively, you will find that you will still encounter those inevitable blows and failures. You will find that the society will not change anything because of your temporary chicken blood, and it is still so cruel. You still have to accept the failure of the interview or the low salary that matches your ability. Do you feel that you have to shrink back and return to the confused period, or even feel that the confused period will bring you a poor sense of security like a shelter?

Did my words hurt you? You have crossed away to find another answer you want. After all, those words that can give you tenderness but don't tell you the reality are always popular with everyone.

Finally, I want to tell you about my current situation. After two years of self-study and countless times of giving up, I have almost paid off all my debts. After the after-tax salary, all my living expenses are removed, and the remaining 7,4 yuan per month is used to pay off my debts.

although the debt is not settled, I still feel that the future can be expected. Maybe you will envy my current income (just maybe) and be curious about my current job, but what if I know it? Just like I did a year ago, I don't know when life will be friendly to me.

everyone has their own way to go, and other people's experiences only belong to others. My answer is not chicken blood, but heavy reality. I hope I can help some people. Maybe after many years, you still remember my passage.

I was born in Henan in 1987, and my current debt is 115W.

others are mortgage loans and car loans, which belong to assets, while I am medical expenses and liabilities for business failure.

in 218, my company had a physical examination and found thyroid cancer, which cost me more than 5 yuan in medical expenses. At that time, I didn't care too much. Every time I had a physical examination, there was no problem, either liver fat infiltration or light problems such as vision 4.. So, I don't take it seriously.

I remember the day of physical examination. It was gray and drizzling, and I drove carelessly to the physical examination office. Many colleagues have already started physical examination. There were a lot of people in the physical examination, so I quickly joined the physical examination army.

the process of physical examination went smoothly, and there was nothing bad. I finished breakfast at the physical examination center and drove home. I didn't care about the day after the physical examination. Suddenly, one day, when I was at work, I received a phone call asking me to go to the physical examination center for reexamination. The next day, I took a day off and went to the physical examination center for reexamination. After the examination, after more than half an hour, the doctor called me to his office and said to me, "After the examination, I found that you have thyroid cancer, so you have to operate immediately!" After listening to this, I suddenly froze. I have never heard of this disease. How could it fall on my head?

Later, the doctor asked me questions about my life, whether I usually stay up late, whether I smoke, and so on. I told the doctor that I usually don't stay up late, that is, the quality of sleep is not good, I wake up at three in the morning, and I usually have an irregular diet, such as take-out or fried noodles, and I rarely cook my own meals.

The doctor said, that's right. After : in the morning, it is the time when all internal organs need metabolism, and a good sleep quality is needed. Also, you usually like to eat takeout, fried noodles, high salt and fat, and excessive carbohydrate intake, which is not good for your health.

I suggest you have an operation at once. Before the doctor finished speaking, I started to cry. I didn't know what to do. I was at a loss and completely blinded. I stumbled back to the rental house. I didn't dare to tell my mother, and I was afraid that she would worry, so I borrowed money everywhere to see a doctor, borrow money from banks and borrow online loans. So I went to the surgery.

The whole operation was very uncomfortable, and I felt like vomiting. I managed to finish it, and I rested for half a year. I lost my job, which added insult to injury. I don't know, what is supporting me? Maybe it's my guilt for mom? It's been three years, and it's still raised by medicine. Surgery, medicine, and a series of miscellaneous expenses are 55W. This is my debt as a cancer patient.

The lesson I learned from this incident is that all serious illnesses are the accumulation of common bad living habits. Don't think that you are healthy just because you are not sick, so you can indulge yourself, ignore health and be lazy. Many diseases are caused by laziness.

let's talk about my business failure.

Before I was diagnosed with thyroid cancer, I contracted land and planted medicinal materials. At that time, 28 mu of land was contracted in Hebei, and Atractylodes macrocephala was planted. It was ok in the first year, but it was kicked out by the local villagers in the second year. We are too young to blame for this. We failed not in technology, but in the way of the world.

The local village head dragged the villagers to force us to leave. They raised the rent in disguise, tore up the contract and drove us away. At that time, they thought about going to court, but later they thought about it. I stopped wasting time with them and left. Due to the expansion of the scale in the second year, more than 2 mu was added, and the cost was invested: seeds, fertilizers, land rent, rotary tillage, sowing, irrigation and other miscellaneous expenses, and nearly 6, yuan was invested. As a result, they forced them to give up, just don't like you, just don't like you to make money. We can be said to be a complete failure and down and out.

this incident has taught me a lesson, that is, we must put interpersonal relationships ahead of your business, because we are doing traditional business, especially in towns and villages, and pay more attention to the world. Don't invest too much cost at the beginning, otherwise it will be easy to waste water later. Sometimes, no matter how good your technology and ability are, you can't compete with other people's plot and plot.

Although we are in debt of more than one million yuan, we still have to move on. Even if we are not for ourselves, we need to live well for our parents. Only by surviving can we have hope and truly create the future.

So, regarding the subject, what I want to say is that all setbacks and sufferings are gifts from God, in order to make us better adapt to this world. Temper our temper, exercise our will and improve our ability to solve problems. Only in this way can we create greater value for the world.

So, my dear friend, please cheer up and come on.

Try to meet every day in the future.

I'm Bao Ma, a migrant worker who is heavily in debt. The darkest day of my debt was in early 22, and I received hundreds of collection calls every day. I was confused, helpless, scared and worried. After the epidemic, I went out to look for a job and went to work. At present, I'm still trying to earn money to pay off my debts.

When you are in debt, you will know how happy you are even if you are poor.

There are many people in the same situation as you, all of whom are affected by the epidemic, resulting in the source of funds being either compressed or cut off for a long time. In the end, the capital chain can't work, and it is difficult to repay all kinds of online loans. None of the people around you can borrow money to fill the hole, because 8% of them are in financial difficulties, and they are all unable to protect themselves, so how can they care for others!

tell me my story again!

How did I go from swiping a credit card of 75 to becoming a handsome guy with a debt of 5, [covering my face]

Why did I become like that?

A few years ago, I set up a credit card with a quota of 1, yuan, and just spent 7,5 yuan when the decoration funds in the store were not enough. I felt very convenient, just don't need to borrow money from others. After the decoration, I set up new equipment and invested a lot of money. The funds were very tight, but I caught up with the renovation of the house at home and didn't want my parents to worry about money, so I set up a credit card and borrowed it all to add some money to my family. I didn't want anyone to make up the money in a normal quarter. First, the business became bad at the beginning of the economic crisis, and then the epidemic struck. The store was closed for three months, but the money was constantly spent, but there was no income, and the funds began to collapse. So I made some online loans to make a transition. < P > I finally felt that I could catch my breath. Recently, the online business loan suddenly decreased by nearly 2, yuan every month. Recently, just after the flood in Henan, the epidemic situation became serious again, and finally I began to manage the access in a closed way. Originally, more than 2 thousand was under pressure, and the sudden situation of this epidemic was really worse! I hope the epidemic will end soon and everyone's life can return to normal! The above is the answer to your question. I hope I can help you, work hard together and strive for an early landing [struggle] [struggle]

Migrant workers who have just landed come to report!

As the parents of three children, our trip to the shore was particularly difficult. Fortunately, in recent years, we had quarrels, nearly collapsed, and wanted to divorce, but we all persisted in the end.

Let me talk about the process from debt to hard landing with my husband, hoping to give you some encouragement.

in 216, we are operating four projects at the same time, namely, the transformation of cable digital TV in a county in Northeast China, the operation of wireless digital TV in a county in Henan, a hotel weak current engineering company in Shenyang and a nursing home project in Anshan.

The investment in the projects is not large, which adds up to less than 1 million. At that time, we still had more than 1.5 million accounts receivable from the previously completed projects, so we felt little pressure and planned to have three children.

when I was in Henan, I found myself pregnant and was about to tell my husband in Anshan the good news, but his phone couldn't get through. From morning until 4 pm, not only his phone couldn't get through, but also the phones of several employees who went to Anshan with him on business at that time couldn't get through, so I completely went shopping.

I didn't care that I was just pregnant. I immediately drove from Zhoukou for more than 1,3 kilometers. Besides going to the toilet and refueling, I drove all the way to Anshan for 15 hours. When I remembered Tianjin, my whole body was shaking. I only slowly recovered after drinking three cans of Wangzai milk in the service area.

The next morning, I had already entered Anshan before I got a call from my husband. It turned out that the debtors not only refused to pay back the money, but also called the police to say that they had robbed the house. At the same time, they were arrested by the police station and kept for a day and a night before being released.

That incident became a turning point in our lives. Customers who were still paying back the money one after another heard that we were arrested by the police station after failing to pay the debt, and they all chose not to pay back the money for various reasons. Soon, our capital chain was broken. First, the sanatorium project was suspended indefinitely, and then the cable digital TV transformation project was taken away by competitors. The company in Shenyang could not pay wages, and the project in Henan itself could not see profits for a while.

it's only two months from the infinite scenery to the difficulty.

At this time, where are we in the mood to have three children? After a few days.