How to improve Zhima Credit Score, how to increase it to 650 points

Zhima Credit and Score is a third-party credit agency launched by Ant Financial. Users can directly open and view it in Alipay. Your own Sesame Credit points.

Nowadays, many private loans will also refer to Zhima Credit points for loan review of users. The opening of Alipay’s Huabei and Jiebei also requires a certain Zhima Credit points, and many of the rights and interests in Alipay can only reach a certain level. You can enjoy it only after you have earned the prescribed Sesame Credit points.

Sesame Credit Points have always been that the higher the score, the better the user's credit status, and naturally the more rights and interests they can enjoy, and many rights require users to have a Sesame Credit Score of more than 650 points before they can enjoy them. , so if the user’s Sesame Credit score is not high enough, how can it be improved in this way? How to generally increase the score to 650 points? Today I have compiled some helpful methods for improving your Sesame Credit points, and I hope they can be helpful to you.

1. Bind your credit card to Alipay and use Alipay to pay the credit card bill. After a user generally binds his or her credit card and makes credit card repayments, Alipay can learn through the system that the user has a strong awareness of repayment, etc., which can help improve his or her Zhima Credit Score.

2. Complete your personal information on the Sesame Credit points page: After entering the Sesame Credit points page, users can click Settings in the upper right corner, and then complete their personal information as required, which will help Sesame Credit When the system evaluates users, it comprehensively understands the user's situation, thereby helping to improve one's Zhima Credit points.

3. Return your Huabei and Borrow bills on time: After using Alipay’s Huabei and Borrow bills, if users return their bills on time every period, they can generally improve their of credit points.

4. Use Alipay to pay living expenses (water, electricity, gas, etc.) on time: If users pay living expenses on time without default, their Zhima Credit points will generally increase.

5. Add more friends with better credit: Users can add more users with Sesame Credit points above 650, which will also help increase their own scores when the system performs later evaluations.

The main purpose of Sesame Credit points is to record the user’s credit status. Therefore, as long as the user maintains a good and trustworthy status, the Sesame Credit points will not be too low. If the user’s Sesame Credit score is below 650, the user’s Sesame Credit score will remain in good condition. If you have good credit habits and follow the above tips to improve your Sesame Credit score, it won’t be long before your score reaches 650.