The 12 yuan deduction for the "Worry-Free Card" text message service fee every month means: 12 yuan will be deducted from the "Worry-Free Card" SMS service fee every month. Bank of Communications' "Worry-Free Card Use" service provides instant SMS reminders for each transaction and comes with a 96-hour card loss protection.

Transaction instant SMS reminder will notify the cardholder of each credit card transaction (including consumption, cash withdrawal, and repayment) through mobile phone text messages, thereby minimizing or avoiding the occurrence of mistaken or stolen transactions. Possibility; 96-hour lost card protection can compensate cardholders for financial losses caused by credit card theft under specified circumstances.

Extended information:

Worry-free card signing and charging rules

1. The "worry-free card" service is activated on a per-user basis, only for the main card holder Cardholders can sign a contract. If a cardholder holds multiple Bank of Communications principal credit cards, he only needs to sign up for one principal card, and all Bank of Communications principal credit cards and supplementary cards attached to the principal card in the cardholder's name will automatically activate the "worry-free card use" service .

2. The "worry-free card use" service charges service fees on a per-household basis. The charging standard for "Worry-Free Card Use" service is 4 yuan/household/month, which will be deducted at a uniform rate of 12 yuan/household every three months.

3. Signed a contract before September 24, 2016 (inclusive) For supplementary card customers with the "Worry-Free Card Use" service, starting from November 1, 2016, all cards under the name of the principal cardholder corresponding to the supplementary card will be automatically activated and enjoy the "Worry-Free Card Use" service, and only on a per-user basis. A fee will be charged.

4. The "Worry-Free Card" service fee is calculated on a three-month cycle, and will be deducted on the day after the service subscription date, and will be credited to the current credit card. The cardholder shall repay the bill normally within the repayment period shown on the bill; if the cardholder does not cancel the subscription before the expiration of the service period, the service will be automatically renewed.

5." Card Worry-Free" service provides cancellation services on a per-user basis, and only the main cardholder can cancel the subscription. During the service period, if the cardholder cancels the subscription, the service fee collected will not be refunded, and the service will only be provided to the customized service.

6. The Bank of Communications credit card used to sign up for the "Worry-free Card Use" service is in an abnormal state and cannot be used for normal transactions when any service period expires. , and if the cardholder fails to cancel the subscription before the expiration of the period, the cardholder agrees that Bank of Communications can choose any card among the main credit cards with normal account status under his name to deduct the corresponding service fee.

The service fee will be recorded in the current credit card statement of the card.

7. The BOSS card needs to sign up for and unsubscribe from the "Worry-Free Card Use" service separately. Corresponding service fees will be charged.

Bank of Communications - Worry-free card use