2. Repay after consumption. If a debit card (commonly known as a savings card) is bound, as long as there is enough balance in the debit card, the repayment date will be automatically deducted from your debit card; You can deposit money directly into your credit card at the counter or ATM. One more thing, we should pay attention to the billing date and repayment date, or we will charge late fees and interest. The most serious thing is that it will affect the credit record and the future mortgage and car loan.
3. withdraw cash. Cash withdrawal is not recommended, because the handling fee and interest are charged according to a certain proportion of the cash withdrawal amount, and the interest of five ten thousandths per day is calculated from the day of cash withdrawal; The withdrawal amount of CCB is 50% of your credit limit, but you can only withdraw 2000 yuan at most every day.