second: the bank will start to charge interest on the unpaid part after the repayment date, which is equivalent to your loan to the bank, with interest, which is the so-called penalty interest;

third: if the overdue times are too many, the bank will consider re-examining whether to continue issuing credit cards or reduce your original limit after the credit card expires;

fourthly, it is also the most serious one. Long-term overdue will also lead to bad credit records. Loans from interbank commercial banks will be listed as forbidden customers, and loans will be refused directly ...

I hope the suggestions can help you and hope to adopt them. . .