Credit cards stipulate that the card can only be used by the person who applied for it. In principle, it cannot be lent to anyone else, including relatives.
If it is frozen, just ask your father to call the customer service hotline to apply for card opening. You also need to modify the information by your father himself. If you want to do it, don’t say that you are not the person!
Otherwise, you can apply for Zhang Ni’s father’s supplementary card and you can use the card