Can China Merchants Bank's all-currency international credit card be used in China?

Hello, I suggest you use UnionPay credit card for domestic consumption. All-currency credit cards can be spent, but they will not take the UnionPay line, but will take the overseas VISA line. 1. Full-currency international VISA credit card is only used for overseas VISA line swiping or overseas online transactions. All transactions (including cash withdrawal) are automatically converted into RMB, and you can repay in RMB directly without purchasing foreign exchange. 2. With this card, you can buy my air ticket in full or pay 8% or more of my tour fare, and you can get travel inconvenience insurance and up to 2 million aviation accident insurance for free. 3. If you hold this card within the validity period of the card without any additional consumption conditions, you will be exempted from the annual credit card fee.

Introduction of China Merchants Bank's all-currency international credit card

Hello, China Merchants Bank's all-currency international credit card 1) All-currency international credit card can automatically purchase foreign exchange for repayment in RMB; 2) The annual fee of credit card is exempted without any additional conditions during the validity period; 3) Any foreign currency consumption in the world, zero currency exchange fee. Tips: This card is enabled by default and cannot be cancelled. Foreign currency consumption in RMB is credited for repayment, and foreign currency repayment is not supported. This card can't be used on UnionPay lines or non-China Merchants Bank cooperative merchants' machines. If you need to trade in the above channels, you are advised to apply for other credit card products of China Merchants Bank. All-currency international credit cards do not support UnionPay channel repayment for the time being (including other banks' transfer, counter connection, Lacarra, etc.). 1. If you have more than one China Merchants Bank credit card under your name, you can return it to the credit card with the UnionPay logo when you repay, which can be done through any repayment channel, because the bills of all-currency cards are also together; 2. If you only have a full-currency card in your name, we currently support the repayment methods such as counter cash payment, counter transfer payment, automatic deduction, online banking public version, professional version payment, CDM cash deposit, pocket life, mobile banking, Alipay and Tenpay. You can click on the link to find out:

China Merchants Bank's all-currency international credit card is free of annual fee for life

China Merchants Bank's all-currency international chip card is the first chip credit card in China that conforms to the international EMV standard and has VISApayWave function. It is characterized by not only the traditional magnetic stripe recognition system, but also the highly integrated chip as the information carrier, so that customers can use the credit card smoothly on various machines. All-currency international chip card also has VisapayWave function. What is the general amount of China Merchants Bank visa full currency card

Advantages of China Merchants Bank full currency international credit card

1. No additional conditions, free of annual fee for life; Compared with the general full-currency credit card 3 and even the annual fee payment in 5 yuan, the no-annual-fee policy of China Merchants Bank's full-currency international credit card has really attracted many users.

2. All foreign currency transactions (including credit card, online shopping and withdrawal) automatically purchase foreign exchange, and RMB is recorded and repaid, which is simple and convenient;

3. reduce the currency exchange fee for cross-border transactions.

Disadvantages of China Merchants Bank's all-currency international credit card

1. Visa has a single channel, and there is no UnionPay logo, so Alipay cannot be used for repayment. Domestic non-Visa channels only support China Merchants Bank Pos machines;

2. Currency conversion is settled at the exchange rate of China Merchants Bank, which is on the high side;

3. There are few credit card preferential activities of China Merchants Bank, and the preferential intensity is not great;

how about China merchants bank's all-currency international credit card?

it's of little use if you don't go abroad.

China merchants bank all-currency international credit card (also known as all-currency card) is a signature all-currency international credit card initiated by China merchants bank and VISA. The card supports VISA line, and 1.5% foreign exchange fee will be exempted for any currency, consumption or cash withdrawal. All foreign currency transactions are automatically purchased in RMB and only need to be repaid in RMB. At the same time, the card has a high travel insurance gift.

the annual fee of China merchants bank's credit card is ￥1 yuan/year for ordinary card and ￥3 yuan/year for gold card. The annual fee is charged once a year. If two cards or supplementary cards are applied at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period below the credit card, and the previous date is the issuance date), which is not a natural year.