In Australia, major banks such as HSBC, ANZ, STGEORGE, CommonwealthBank (CBA), WESTPAC (Westpac Bank) and NAB (National Bank of Australia) all accept overseas students to apply for Australian credit cards. In addition, the bank card of China Bank can be used there, and there is a branch of China Bank in Australia.
1. Of course, it is better to apply for a bank card here. When you come here for the first time, you can first make a money order for living expenses (if you don't know, you can go to a domestic bank in China for consultation), and then you can deposit the money order in a local selected bank and send you the bank card and password within one week (some banks send the password first and then issue the card, while others do the opposite). If you are afraid that the left address is not safe, you can choose to get it yourself or go to the bank to choose your password.
2. Banks have many choices. There are mainly Western Pacific Bank (mainly commercial investment customers, just want to deposit a lot of money with interest), St. George's Bank (with good service attitude), Commonwealth Bank (with many ATMs, it is convenient to withdraw money at any time), HSBC Bank (which is commonly used by Hong Kong people), NAB Bank (nothing special, National Australia Bank) and so on. And the student account is exempt from a lot of handling fees. When you apply for a student account, remember to bring your school student ID card. If you don't have an admission notice and you just come here and don't have either, you can open an ordinary account first and then turn it into a student account. Remember to bring your passport.
3. These are deposits. In fact, it is very convenient to have a credit card abroad, because many things are applied for payment online and so on. However, the cost of applying for a local credit card in Australia is relatively high, and it is not easy for students to have no fixed income. This kind of card should be done in China. At present, I use the VISA student credit card of China Bank, and the annual fee is relatively cheap. I get the daughter card, my family gets the mother card in China, I spend money here, and they get the dollars back in China. It's best not to withdraw cash from this card, there will be a 3% handling fee, just swipe it at ordinary times. Many places accept it. I suggest you go to the bank for consultation. Many banks provide credit cards for international students. The annual fee is cheap, and there are many discounts. Ask yourself, compare and see what kind of benefits it is. As for accepting VISA and master here, many stores can brush them, and nothing is the same;
4. It is suggested that the domestic office should be Bank of China, where there is an office. But in fact, if there is a problem, the card should be sent back to China, because the information on both sides is not connected to the internet, which is very troublesome. Therefore, the card should be kept well, and it cannot be lost or damaged. Otherwise, it is not convenient to go back to China to get it or let domestic banks mail new ones.
What is the best credit card for studying in Australia?
In Australia, major banks such as HSBC, ANZ, STGEORGE, CommonwealthBank (CBA), WESTPAC and NAB all accept overseas students to apply for Australian credit cards.
In fact, every bank has its own advantages and needs. For example, the federal bank has many ATMs, which are convenient to access; ANZ has branches in major cities in China, so it is more convenient for parents to transfer money. The "debit card”visa card issued by HSBC, ANZ and St. George's Bank is more suitable for international students, and the amount is about $65,438+$0,000-$5,000.
Students can apply directly at the bank counter, provide supporting documents required by the bank and fill out the application form. Generally, it can be done in a week or two, and the slowest is 1 month. From the perspective of application speed, ANZ (ANZ Bank) has the fastest approval speed, relatively simple approval process and a large number of international students.
Of course, in addition to Australian local credit cards, you can also use domestic big banks, such as Bank of China, and you can also apply for a "mother-child card" with your parents, so it is very convenient for your parents to give you money. No matter which bank it is, friends should remember to protect themselves and their property, and everything will go well during their study in Australia.
What kind of credit cards are there in Australia?
American express card. There are more American Express cards and credit cards in Australia. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is in the form of a card with the name, expiration date, number and cardholder printed on the front.
This concludes the introduction of what credit cards are used in Australia and what credit cards are used in Australia. I wonder if you have found the information you need?